Virtual Pag vs AFPPGMC Heroes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Virtual Pag
Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.
- View savings and MP2 records
- Monitor loan balances
- Track payments
- Apply for short-term loans
- Online payment options
- Check loan status
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The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.
AFPPGMC Heroes
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Easily submit requests for Updating, Resumption of Pension, Restoration of Pension, Transfer of Pension, or Declaration of Legal Beneficiary. Upload required documents, track your application status in real time, and receive notifications, all in one app.
Screenshots
Verdict
The clearest difference is update cadence: AFPPGMC Heroes at every 3 weeks against Virtual Pag's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Virtual Pag ships an update every 2 months, AFPPGMC Heroes every 3 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Virtual Pag | AFPPGMC Heroes |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (14 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 147 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Pag-IBIG Fund | AFPPGMC |
In-app purchases
Virtual Pag
No in-app purchases
AFPPGMC Heroes
No in-app purchases
Questions
Is Virtual Pag free?
Is AFPPGMC Heroes free?
Do Virtual Pag or AFPPGMC Heroes have ads?
Which is updated more often, Virtual Pag or AFPPGMC Heroes?
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