BDO Pay vs AFPPGMC Heroes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDO Pay
Manage your BDO accounts, credit cards, and rewards points seamlessly. Pay bills, withdraw cash for free at QR-enabled ATMs, and access exclusive deals. Open a new account with no initial deposit or maintaining balance.
- Fee-free transactions
- BDO Credit Card management
- Rewards Points redemption
- Exclusive BDO deals
- Free QR ATM withdrawals
- Card lock/unlock and limit management
- Open Basic Account with no deposit
Read full descriptionHide full description
No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
AFPPGMC Heroes
Read full descriptionHide full description
Easily submit requests for Updating, Resumption of Pension, Restoration of Pension, Transfer of Pension, or Declaration of Legal Beneficiary. Upload required documents, track your application status in real time, and receive notifications, all in one app.
Screenshots
Verdict
BDO Pay and AFPPGMC Heroes are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Pay ships an update monthly, AFPPGMC Heroes every 3 weeks. The most recent releases landed on November 10, 2026 and November 5, 2026 respectively.
| Parameter | BDO Pay | AFPPGMC Heroes |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2K ratings) — better | — |
| Positive reviews | 31.7% of reviews | — |
| Number of ratings | 2K — better | — |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 601 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | BDO Unibank, Inc. | AFPPGMC |
In-app purchases
BDO Pay
No in-app purchases
AFPPGMC Heroes
No in-app purchases
Questions
Is BDO Pay free?
Is AFPPGMC Heroes free?
Do BDO Pay or AFPPGMC Heroes have ads?
Which is updated more often, BDO Pay or AFPPGMC Heroes?
Other comparisons
