Metrobank App vs BDO Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Metrobank App
This mobile banking platform allows users to manage deposits, credit cards, and perform various transactions. Features include locking credit cards, placing time deposits, scheduling payments, and sending money. It offers a customizable dashboard and a fresh, modern interface with light and dark modes.
- Lock credit card temporarily
- Make time deposit placements
- Authenticate transactions
- Send cash to remittance centers
- Schedule bill payments
- Download eSOA
- Pay bills using credit/prepaid card
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Manage everything from deposits to credit cards in one app. Introducing the Metrobank App, the official Metrobank mobile banking platform. Sleek, new visuals Check out the app's fresh look and feel, available in both light and dark mode. Customizable Customize your dashboard so that you see everything you need at a single glance. New features On top of the app's must-have features, you can now do more with just a few taps: -Lock your credit card temporarily -Make a time deposit placement -Authenticate transactions with the Metrobank AppKey -Send cash to remittance centers for pick up -Order new checkbooks online -Schedule your payments to billers with eADA -Download the eSOA of your deposit accounts -Send money using your credit card via PayNow -Pay bills using your credit or prepaid card -Get cash installment via Cash2Go -Move your balance from other credit cards with Balance Transfer -Convert purchases to installments with Balance Conversion -Activate your new Metrobank credit card -Report and deactivate lost credit card — Coming soon There's more to be excited about. Metrobank is working on bringing these features to the app soon: -Pay merchants via QR -Get your own virtual credit card -Open a deposit account -Manage your Unit Investment Trust Fund (UITF) placements -Update your contact information Download the Metrobank App now and enjoy a seamless online banking experience anytime, anywhere.
BDO Pay
This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.
- Scan QR Ph codes
- Send money for free to BDO accounts
- Pay bills with no service fees
- Request money from users
- Split bills
- Buy load
- QR withdrawals and deposits
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No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
Screenshots
Verdict
The clearest difference is rating: BDO Pay at 4.8 against Metrobank App's 1.9. BDO Pay also leads on review sentiment (32% vs 8%) and ratings volume (1.8K vs 193). Metrobank App's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Pay holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: BDO Pay has 1.8K ratings behind it against 193, so its average is the more settled of the two. Written reviews point the same way: 8% of Metrobank App's written reviews are positive against 32% of BDO Pay's.
Metrobank App ships an update every 3 weeks, BDO Pay monthly. Both last shipped on October 27, 2026.
| Parameter | Metrobank App | BDO Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (193 ratings) | 4.8 (1.8K ratings) — better |
| Positive reviews | 7.7% of reviews | 31.7% of reviews — better |
| Number of ratings | 193 | 1.8K — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 179 MB | 576 MB |
| Age rating | 17+ | 4+ |
| Developer | Metropolitan Bank & Trust Company | BDO Unibank, Inc. |
Customer experience
Metrobank App
BDO Pay
Bugs and requests
Metrobank App
Reported bugs
4 issues- Cannot enroll/activate accounts
- Accounts disappearing from dashboard
- Transactions failing without explanation
- Inability to view transaction history
Requested features
5 requests- Add cardless withdrawal option
- Improve transaction history details
- Allow easier device migration
- Provide more payment options
- Enable biometric login consistently
BDO Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Metrobank App
No in-app purchases
BDO Pay
No in-app purchases
Questions
Is Metrobank App free?
Is BDO Pay free?
Which has better reviews, Metrobank App or BDO Pay?
Do Metrobank App or BDO Pay have ads?
Which is updated more often, Metrobank App or BDO Pay?
Other comparisons
