VCBF Mobile vs Harusplit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCBF Mobile
Manage your investment portfolio with this application from Vietcombank Fund Management. Register accounts digitally, track performance, and access market insights and educational content. Professionally managed funds aim for better profits and reduced risk.
- Digital account registration (eKYC)
- Portfolio performance tracking
- Fund certificate trading (buy, sell, switch)
- Transaction history review
- Market analysis and insights
- Webinars, livestreams, and podcasts
- Customer support via hotline and email
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[VCBF Mobile] is an investment management application managed by Vietcombank Fund Management (VCBF). Founded in 2005, Vietcombank Fund Management ("VCBF") is a joint venture between Joint Stock Commercial Bank for Foreign Trade of Vietnam (“Vietcombank”) and Franklin Templeton Investments. Vietcombank is Vietnam’s leading financial institution and Franklin Templeton Investments is an internationally recognized investment firm and a pioneer in emerging market investments. The VCBF Mobile app provides investors with the following features: IN-APP ACCOUNT REGISTRATION The VCBF Mobile app has upgraded its eKYC and electronic contract features, allowing new investors to successfully register new accounts without having to submit hard copy documents. USER-FRIENDLY INTERFACE The app has a simple, clear, and easy-to-navigate interface. Investors can easily manage and track the performance of their portfolios, place orders to buy, sell or switch open-ended fund certificates, examine transaction histories, as well as other useful features. YOUR PORTFOLIO IS PROFESSIONALLY MANAGED VCBF investors are completely secure because VCBF's investment products are actively managed by a team of experienced professionals and a strict investment process, in order to bring better profits than the growth of market and reduce risk when the market fluctuates. All information of customers, investment assets of customers are monitored and managed in accordance with the provisions of current Vietnamese laws. VARIOUS CONTENT Updated information at VCBF includes webinars, livestreams, podcasts on personal finance and investment knowledge, market analysis bulletins compiled directly by VCBF's team of fund management experts. Investor community up to 5000 active members. WE ARE HERE TO SUPPORT VCBF investors can obtain official support via: - Hotline: 024 3936 4540 – 028 3827 0750 - Email: info@vcbf.com Please note that the call center, hotline/chat only works from 09:00 to 17:30 on weekdays from Monday to Friday.
Harusplit
Effortlessly track and settle shared expenses with friends, roommates, and travel companions. This app simplifies bill splitting for group trips, shared living, and dining out, ensuring everyone knows who owes what without awkward conversations.
- Create and manage groups
- Split bills equally, by amount, or percentage
- Track real-time balances
- Simplify debt settlement
- Offline expense entry
- Cloud synchronization
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Stop stressing about "who owes who." Harusplit is the simplest way to split bills and share expenses with friends, roommates, and travel partners. Whether you are going on a group trip, sharing a house, or just going out for lunch, Harusplit keeps track of every expense so you can settle up later without the awkward math. Key Features: - Create Groups: Perfect for housemates, trips, couples, and events. - Split Bills Your Way: Split equally, by specific amounts, or by percentage. - Track Balances: See exactly how much you owe or are owed at a glance. - Simplify Debts: The app calculates the easiest way to pay everyone back. - Offline Mode: Add expenses even without an internet connection. - Cloud Sync: Your data is safe and accessible across your devices. Great for: - Travel: Manage budgets for group vacations and weekend getaways. - Roommates: Split rent, utility bills, and grocery costs fairly. - Couples: Keep track of shared relationship costs. - Lunch & Dining: Split the restaurant bill in seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://harusplit.com/privacy
Screenshots
Verdict
The clearest difference is rating: Harusplit at 5.0 against VCBF Mobile's 4.0. Harusplit also leads on update cadence (every 10 days vs every 2 months). VCBF Mobile's advantage is in-app purchases (none vs 2) and ratings volume (7 vs 1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Harusplit sells 2 in-app purchases, starting at $2.99 per month. VCBF Mobile asks for nothing beyond the download.
Harusplit holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: VCBF Mobile has 7 ratings behind it against 1, so its average is the more settled of the two.
VCBF Mobile ships an update every 2 months, Harusplit every 10 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | VCBF Mobile | Harusplit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (7 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 2 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 38 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Công ty Liên Doanh Quản Lý Quỹ Đầu Tư Chứng Khoán Vietcombank (VCBF) | Thanh Khoi Bui |
Customer experience
VCBF Mobile
Harusplit
In-app purchases
VCBF Mobile
No in-app purchases
Harusplit
- Premium Monthly$2.991 Month
- Premium Yearly$14.991 Year









