Bankos vs ChipInPool
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bankos
Manage customer debit and credit records, automatically notify clients via text or email, and track store balances. This app simplifies bookkeeping with features like customer management, transaction registration, receipt generation, and currency conversion.
- Customer record management
- Transaction tracking (debit/credit)
- Automated customer notifications
- Store balance overview
- Receipt generation
- Currency conversion
- Transfer record logging
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Bankos is a versatile cash management app that not only helps you register your customers’ debit and credit records but it also enables you to automatically notify the customers via text message or email. Using this bookkeeping app, you can manage your store balances, register credit and debit entries, generate receipts for withdrawals and deposits, and much more. WHAT TO EXPECT FROM THIS ACCOUNTING APP? This cash management app is all about helping you keep track of all the transactions related to your customers. You can consider this bookkeeping app as a ledger record book, where you can record debit and credit transactions. With Bankos, you can: - Create the full list of all of your customers with details about them, including address, ID number, and phone number. - Add multiple users who can issue new transactions in your company. - Register new deposit or withdrawal transactions for each customer. - Define commissions for each transaction to add or deduct based on a fixed rate or percentage. - Check your store balance at a glance. - Use advanced filters to search for a transaction and download the receipt in PDF. - Register transfer records between customers. - Convert currency using an accurate currency converter with live exchange rates. - Notify customers automatically via text message or email for every transaction. - Much more … WHY DON’T YOU GIVE THIS BOOKKEEPING APP A TRY? This cash management app is a business ledger book designed for business owners who want to keep track of their customers' debit and credit records. If you are one of the following types of users, this accounting app can become your #1 choice when it comes to finding the best cash management app to manage the financial status of your customer and your company: One. If you run a small business that deals with customers and looking for an easy accounting app with an easy learning curve. Two. If you are looking for a smart cash book that allows you to easily define new customers and register new transactions for each customer separately. Three. If you are looking for an accounting app that can help you share transaction details with customers through text message or email. Four. If you are looking for a simple yet advanced transaction manager that allows you to keep track of your customers’ financial status without having to go through a complicated process. Download Bankos and let us know about any bugs, questions, feature requests, or any other suggestions. Terms of use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
ChipInPool
Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.
- Pool funds for trips, events, and gifts
- Virtual Visa card for spending
- Pay Me Back links for easy collection
- Spend Now Marketplace with discounts
- Wallet and bank transfers
- Smart auto-contributions
- Real-time notifications
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ChipIn makes group money simple. Whether you're splitting a trip, collecting for a gift, or pooling funds with friends for a big purchase — ChipIn handles it all in one app. Create a pool, invite your crew, and watch contributions roll in. When you're ready to spend, use your virtual Visa card linked directly to your pool — online or in-store. KEY FEATURES Pool Funds Together Set up pools for trips, events, gifts, or anything else. Share a link, and anyone can chip in. Track progress with real-time updates and hit your goal faster. Virtual Visa Cards (Coming Soon) Get a virtual debit card tied to your pool. Use it anywhere Visa is accepted — online shopping, subscriptions, or tap-to-pay in stores. Pay Me Back Links Send a simple link to collect money from anyone — no sign-up required for them. Spend Now Marketplace Browse curated partner stores and shop directly with your pool funds. Exclusive discounts from partnered businesses. Wallet & Bank Transfers Deposit funds, track your balance, and withdraw to your bank account whenever you want. Smart Auto-Contributions Set up recurring contributions so you never forget to chip in. Weekly, biweekly, or monthly — you choose. Secure by Design Identity verification (KYC), two-factor authentication, and encrypted transactions keep your money safe. Real-Time Notifications Get instant alerts when someone contributes, when your pool hits a milestone, or when your card is used. Rewards & Badges Earn points and unlock badges as you contribute and create pools. Climb the leaderboard and show off your ChipIn status. Download ChipIn today and take the hassle out of group money.
Screenshots
Verdict
The clearest difference is ratings volume: ChipInPool at 4 against Bankos's 1. On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Bankos against 5.0 for ChipInPool. Both are backed by a comparable volume of ratings — 1 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Bankos ships an update every 9 days, ChipInPool every 5 days. The most recent releases landed on October 9, 2026 and September 28, 2026 respectively.
| Parameter | Bankos | ChipInPool |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (4 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 4 — better |
| Update frequency | Every 9 days | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 69 MB | 40 MB |
| Age rating | 4+ | 12+ |
| Developer | ahmad sheikh | Jordan Pollard |
Customer experience
Bankos
ChipInPool
In-app purchases
Bankos
No in-app purchases
ChipInPool
No in-app purchases









