Comparison

Meritrust Mobile vs kstateCU Card Connect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meritrust Mobile

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

Highlights
  • View account balances and transaction history
  • Pay bills
  • Transfer funds between accounts
  • Deposit checks
  • Locate branches or ATMs
Read full description

Meritrust is dedicated to improving your life and business through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile – Personal and Business Banking. Experience the convenience and security that comes with an app that puts the financial needs of your life and business first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. PERSONAL FEATURES: · View your account balances and transaction history · Use Bill Pay and Pay a Person features · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM BUSINESS FEATURES: · View your business account balances and transaction history · Utilize accounting software integrations and accounting integrations · Access transaction history, statements and documents · Make scheduled transfers and recurring payments · Use Bill Pay and Pay a Person features · Add and edit users and permissions To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how to protect your privacy, please visit: https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy

About

kstateCU Card Connect

Manage your kstate Credit Union card accounts conveniently from your smartphone. Set travel notices, access emergency cards, and receive transaction alerts. View and redeem your card rewards easily.

Highlights
  • Set travel notices
  • Access emergency cards
  • Transaction alerts
  • View rewards
  • Redemption options
  • Secure passcode setup
Features
Read full description

Access your kstate Credit Union card accounts anytime, anywhere right from your phone. kstateCU Card Connect is free to download and makes it easy to manage your cards on the go. After creating a username and secure passcode, you’ll be able to: • Set up travel notices • Access digitally issued cards in emergencies • Set alerts for transaction amounts, declines, online purchases, international transactions, and more • View your rewards, including points earned and redemption options Use this app alongside our main Mobile App to get the most out of your card benefits. Your security is our priority. Mobile data transmissions and account information are protected by 256-bit SSL encryption, similar to online banking standards. Continued use of GPS running in the background can decrease battery life.

Screenshots

Meritrust Mobile4 screens
kstateCU Card Connect4 screens

Verdict

The call

The clearest difference is rating: Meritrust Mobile at 4.6 against kstateCU Card Connect's 4.0. Meritrust Mobile also leads on ratings volume (7.9K vs 2) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Meritrust Mobile holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.9K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Meritrust Mobile ships an update every 2 months, kstateCU Card Connect every 6 weeks. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Meritrust Mobile versus kstateCU Card Connect: the parameters behind the verdict, then further details
ParameterMeritrust MobilekstateCU Card Connect
PriceFreeFree
Rating4.6 (7.9K ratings) — better4.0 (2 ratings)
Positive reviews16.5% of reviews—
Number of ratings7.9K — better2
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size19 MB71 MB
Age rating4+4+
DeveloperMeritrust Credit UnionK-State FCU

Bugs and requests

Meritrust Mobile

Reported bugs

3 issues
  • Scheduled payments not processing correctly
  • Incorrect account balance information
  • Login issues and inability to access accounts

Requested features

3 requests
  • Bring back quick balance widget
  • Improve transaction search and filtering
  • Add support for landscape mode on tablets

kstateCU Card Connect

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Meritrust Mobile

No in-app purchases

None

kstateCU Card Connect

No in-app purchases

Questions

Is Meritrust Mobile free?
Meritrust Mobile is free to download, with no in-app purchases.
Is kstateCU Card Connect free?
kstateCU Card Connect is free to download, with no in-app purchases.
Which has better reviews, Meritrust Mobile or kstateCU Card Connect?
Meritrust Mobile is rated higher. Meritrust Mobile averages 4.6 out of 5 from 7.9K ratings, while kstateCU Card Connect averages 4.0 from 2 ratings.
Do Meritrust Mobile or kstateCU Card Connect have ads?
Neither Meritrust Mobile nor kstateCU Card Connect shows ads.
Which is updated more often, Meritrust Mobile or kstateCU Card Connect?
Meritrust Mobile ships an update every 2 months, and kstateCU Card Connect every 6 weeks. Most recently, Meritrust Mobile was updated on November 7, 2026 and kstateCU Card Connect on October 30, 2026.

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