Cash Predict vs DivvyUp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cash Predict
This app helps you forecast your financial future by planning ahead for expenses and savings. It provides insights into debt payoff timelines, bill payment feasibility, and the impact of financial decisions on your net worth. Focus on future planning rather than past spending.
- Financial future forecasting
- Debt payoff timelines
- Bill payment feasibility
- Savings goal setting
- Recurrent income/expense scheduling
- Bill reminders
- iCloud sync
- Financial simulations
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Know what your money can do next. Cash Predict helps you see your future balance, stay ahead of bills, and plan for the life you want. Start with your current account balances, add your expected income and scheduled payments, and see how your finances could change over the coming months and years. SEE YOUR CASH FLOW AHEAD Forecast daily balances up to one year ahead. See when money is coming in, when bills are due, and where a cash shortfall could appear. Adjust your plan and see the effect on your savings and net worth. EXPLORE UP TO 30 YEARS Future Outlook takes your plan further. Explore projections from 5 to 30 years, adjust inflation, income growth, and savings returns, and see how scheduled commitments ending could affect your future finances. ASK SIRI AND BUILD SHORTCUTS Check account balances, upcoming bills, financial reports, goals, and forecasts. Update balances, record daily spending, and mark scheduled bills as paid or income as received. Test a one-time purchase or monthly income change against your cash flow before changing your plan. Open-ended financial questions require Apple Intelligence on a supported device running iOS 27 or later. UNDERSTAND YOUR FINANCIAL PICTURE See actual versus budgeted totals, recorded net worth progress, and interactive cash flow, savings, and category charts. Get insights about projected shortfalls, emergency savings, debt, and progress toward your goals. KEEP ACCOUNTS AND BILLS ORGANIZED Manage cash, savings, credit cards, debt, and other assets in one place. Set savings goals, schedule recurring income, expenses, and transfers, and choose reminders for upcoming payments. EXPLORE YOUR OPTIONS See how a new expense, a pay rise, or a larger savings contribution could change your forecast. Export your one-year budget to your preferred AI app when you want to explore it further. EASY TO START, EASY TO KEEP CURRENT Guided setup helps you create your starting budget. Keep balances updated without connecting your bank. Use widgets for a quick look at your forecast and upcoming bills, and sync your financial records between devices through iCloud. NO ACCOUNT OR BANK LOGIN REQUIRED Your financial records are stored on your devices and synced through iCloud. You choose whether to export them to another app; that service's privacy practices apply when you share. FREE TO USE, OPTIONAL PLUS Use Cash Predict with ads, or choose the optional Plus subscription for an ad-free experience and to support continued development. Plus is an annual auto-renewing subscription. Payment is charged to your Apple Account. It renews unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Privacy Policy: https://cashpredict.app/privacypolicy.pdf Terms of Service: https://cashpredict.app/termsofservice.pdf
DivvyUp
Effortlessly divide expenses with friends using AI receipt scanning. The app itemizes bills, calculates individual shares including tax and tip, and facilitates easy payments through integrated popular services.
- AI receipt scanning
- Automatic itemization
- Proportional tax and tip calculation
- Individual item splitting
- Integrated payment options (Venmo, Zelle, CashApp, PayPal)
- Friend connection for easy splitting
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DivvyUp lets users split bills seamlessly. By using on-device AI models, the app scans a user's receipt and itemizes it for them to split up with friends. Tax and tip, as well as splitting of actual items, are calculated proportionally, so everyone pays for what they ate. Using in-app Venmo, Zelle, CashApp, and PayPal handles, users can pay each other the correct amount with the tap of a button. Connect with friends and split easily using DivvyUp.
Screenshots
Verdict
The clearest difference is in-app purchases: DivvyUp at none against Cash Predict's 1. DivvyUp also leads on rating (5.0 vs 4.8) and iOS requirement (17.0 vs 26.0). Cash Predict's advantage is ratings volume (30 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cash Predict sells 1 in-app purchase, starting at $9.99 per year. DivvyUp asks for nothing beyond the download.
DivvyUp holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Cash Predict has 30 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 92% of Cash Predict's written reviews are positive against 100% of DivvyUp's.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 8, 2026 and September 22, 2026 respectively.
| Parameter | Cash Predict | DivvyUp |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 92.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 30 — better | 2 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 36 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Softgroup Technology LLC | Jacob Brown |
Customer experience
Cash Predict
DivvyUp
In-app purchases
Cash Predict
- Plus$9.991 Year
DivvyUp
No in-app purchases









