Chapa Merchant vs eQUB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chapa Merchant
Manage your business finances on the go. Send payment links, accept payments via QR codes, and track sales trends. This app acts as your business manager, simplifying money management for merchants of all sizes.
- Send payment links
- Accept payments via QR codes
- Track sales trends
- Manage money and sales
- Transfer money
- Access customer info
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Chapa Merchant makes it convenient for anyone to run their business anytime, anywhere. With the Chapa Merchant app, you have what you request right at your fingertips. The Chapa Merchant app is the best app available to send payment links, track sales, and manage your money for merchants with businesses of all sizes. This app takes on the role of business manager for you while you’re busy working on your business instead of in it. This is more than just an app. You can turn your phone into a POS machine. With the Chapa Merchant app for iPhone, you can: - Send Payment Links - Generate QR codes and accept payments - Manage your money and sales - Track online account activity - Transfer money - See monthly, quarterly and yearly sales trends at a glance - Access your customer info quickly The Chapa Merchant app offers small business owners and merchants a quick and straightforward way to make and send payment links, get paid using QR codes, transfer, and manage their money from their phones. Finally, money management for your small business on the go has never been easier. Try it, and you will love it.
eQUB
This app facilitates group savings and access to credit through a rotating lottery system. Members contribute to a pool, and one participant is randomly selected each round to receive the total collected amount. It's designed to help individuals save and access funds by pooling resources with others.
- Rotating savings groups (eQubs)
- Random lottery winner selection
- Pooled savings collection
- Access to credit
- Manage personal and group savings
- Track money rotation
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Equb is an alternative means to achieve saving and improve access to credit by rotation of savings. Individuals agree to pool their savings for a defined period of time to jointly save by creating an eQub. Members, who participate in an eQub, are called eQubers. They make payments every round which will be collected and given to a randomly chosen lottery winner who will claim the collected money. An administrator, who collects money from all members, is called Head eQuber/Seb-sabi. The lottery is drawn on each round and every member will win the lottery exactly once in a given cycle. Members will eventually win all the amount they have paid in all the rounds. The winning amount is the sum total of all the contributions from the members of the eQub. All transactions are made in ETB (Ethiopian Birr). Payments are collected from eQubers into a pooling account managed by Equb Financial Technologies PLC. When a winner is picked by the random lottery, the money can be claimed by the user into an account of their choosing that is set up when they join an eQub. eQub app is the first app that helps you dip into your future savings. It allows you to conveniently setup & manage your personal & eQub groups in a few taps. Stay on top of your savings. See how your money revolves. Terms of Service: https://shorturl.at/AKMR4
Screenshots
Verdict
The clearest difference is rating: eQUB at 4.2 against Chapa Merchant's 3.9. Chapa Merchant's advantage is iOS requirement (12.0 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
eQUB holds the better App Store score, 4.2 against 3.9. Both are backed by a comparable volume of ratings — 9 and 10 respectively.
Chapa Merchant ships an update monthly, eQUB every 2 months. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.
| Parameter | Chapa Merchant | eQUB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (9 ratings) | 4.2 (10 ratings) — better |
| Positive reviews | — | 75.0% of reviews |
| Number of ratings | 9 | 10 — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 56 MB | 42 MB |
| Age rating | 4+ | 17+ |
| Developer | Chapa | Equb Financial Technologies PLC |
Customer experience
Chapa Merchant
eQUB
In-app purchases
Chapa Merchant
No in-app purchases
eQUB
No in-app purchases







