Chapa Merchant vs Kacha Customer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chapa Merchant
Manage your business finances on the go. Send payment links, accept payments via QR codes, and track sales trends. This app acts as your business manager, simplifying money management for merchants of all sizes.
- Send payment links
- Accept payments via QR codes
- Track sales trends
- Manage money and sales
- Transfer money
- Access customer info
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Chapa Merchant makes it convenient for anyone to run their business anytime, anywhere. With the Chapa Merchant app, you have what you request right at your fingertips. The Chapa Merchant app is the best app available to send payment links, track sales, and manage your money for merchants with businesses of all sizes. This app takes on the role of business manager for you while you’re busy working on your business instead of in it. This is more than just an app. You can turn your phone into a POS machine. With the Chapa Merchant app for iPhone, you can: - Send Payment Links - Generate QR codes and accept payments - Manage your money and sales - Track online account activity - Transfer money - See monthly, quarterly and yearly sales trends at a glance - Access your customer info quickly The Chapa Merchant app offers small business owners and merchants a quick and straightforward way to make and send payment links, get paid using QR codes, transfer, and manage their money from their phones. Finally, money management for your small business on the go has never been easier. Try it, and you will love it.
Kacha Customer
This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.
- Mobile money services
- Bill payments
- Remittances
- Merchant payments
- Financial inclusion
- Secure digital transactions
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Kacha Digital Financial Service S.C. is a premier digital platform that provides seamless financial services in Ethiopia. We are the first private payment instrument issuer licensed by the National Bank of Ethiopia, registered as NPS/PII/002/2022. Our goal is to promote financial inclusion and contribute to Ethiopia's national digitalization ambitions. Our digital platform offers mobile money, bill payments, remittances, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Kacha, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Kacha Digital Financial Service S.C. as your financial services provider.
Screenshots
Verdict
The clearest difference is rating: Kacha Customer at 4.6 against Chapa Merchant's 3.8. Chapa Merchant's advantage is iOS requirement (12.0 vs 14.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kacha Customer holds the better App Store score, 4.6 against 3.8. Both are backed by a comparable volume of ratings — 10 and 10 respectively.
Chapa Merchant ships an update monthly, Kacha Customer every 6 weeks. Both last shipped on November 3, 2026.
| Parameter | Chapa Merchant | Kacha Customer |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (10 ratings) | 4.6 (10 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 10 | 10 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 56 MB | 75 MB |
| Age rating | 4+ | 17+ |
| Developer | Chapa | Kacha Digital Financial Services |
Customer experience
Chapa Merchant
Kacha Customer
In-app purchases
Chapa Merchant
No in-app purchases
Kacha Customer
No in-app purchases
Questions
Is Chapa Merchant free?
Is Kacha Customer free?
Which has better reviews, Chapa Merchant or Kacha Customer?
Do Chapa Merchant or Kacha Customer have ads?
Which is updated more often, Chapa Merchant or Kacha Customer?
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