Zikora vs EndowPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zikora
Manage your finances with this banking app. Easily transfer funds, purchase airtime and data, and set aside savings. It offers a secure and convenient way to handle your money on the go.
- Money transfers
- Airtime purchase
- Data plan recharge
- Savings features
- Secure banking
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Zikora makes everyday banking simple, convenient, and accessible. Manage your money, make payments, transfer funds, and stay in control of your finances—all from your mobile device. With Zikora, you can: Send and receive money with ease Transfer funds to bank accounts Manage your Zikora account View your account balance and transaction history Make payments conveniently Manage your beneficiaries Stay updated with your transactions Enjoy a simple, secure, and intuitive banking experience Whether you're sending money, making payments, or keeping track of your finances, Zikora gives you the tools you need to manage your banking on the go. Bank smarter. Bank simpler. Bank with Zikora.
EndowPay
This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.
- Instant airtime and mobile data top-ups
- Hassle-free electricity and cable TV bill payments
- Secure betting account funding
- Easy gift card sending and redemption
- Single app for transport payments
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EndowPay – Your All-in-One Digital Wallet for Everyday Payments EndowPay is a fast, secure, and reliable Nigerian fintech app designed to simplify your daily payments. With just a few taps, you can manage all your essential transactions in one place. - Top up airtime & buy mobile data instantly - Pay electricity & cable TV bills without hassle - Fund betting accounts securely - Send and redeem gift cards with ease - Pay for transport & more from a single app Whether you’re recharging your phone, paying household bills, or sending a quick gift, EndowPay gives you the convenience, speed, and security you need. Take control of your payments today — download EndowPay and experience stress-free transactions anytime, anywhere.
Screenshots
Verdict
The clearest difference is rating: Zikora at 4.4 against EndowPay's 3.0. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zikora holds the better App Store score, 4.4 against 3.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively.
Zikora ships an update weekly, EndowPay every 11 days. The most recent releases landed on September 24, 2026 and July 17, 2026 respectively.
| Parameter | Zikora | EndowPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (5 ratings) — better | 3.0 (2 ratings) |
| Number of ratings | 5 — better | 2 |
| Update frequency | Weekly — better | Every 11 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 113 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Zikora Bank Ltd | EndowPay |
Customer experience
Zikora
EndowPay
In-app purchases
Zikora
No in-app purchases
EndowPay
No in-app purchases









