VIV.COM vs BOWO.fi

VIV allows you to buy and sell goods using cryptocurrency. You can create your own non-custodial crypto wallet, manage your digital assets and use a wide array of pre-built functions such as one-time transaction, auction, installments, recurring payments, NFT lending, trust fund, crowdfunding and DAO. The VIV app offers barrier-free smart contract templates to help users without programming experience draft their own smart contracts. VIV has no access to your crypto assets. VIV code is audited and open source. VIV Smart Contract Templates ● One-time transaction: buyer pays for a good/service and seller delivers ● Auction: auction off your physical or digital goods ● Installments: buyer pays once; seller withdraws multiple times ● Recurring Payments: regular payments such as salary, rent, subscriptions ● NFT Lending: collateralize your NFT for a loan ● Trust Fund: select beneficiaries of your digital assets ● Crowdfunding: raise funds for projects ● DAO: manage funds for collective projects VIV Wallet Features ● non-custodial wallet: only you have full ownership of your digital assets ● multi-signature wallet: a wallet jointly managed by multiple people ● batch transfer: one-to-many transfer to save gas fees ● reversible transfer: prevent irreversible transfer errors ● fund collection: assets from multiple addresses pooled into one address VIV currently supports the following blockchains: BTC, ETH, TRON, BSC. More features coming soon! www.viv.com

BOWO.fi — The Bold & Wonderful DeFi Super-App Your all-in-one mobile gateway to decentralized finance. BOWO.fi puts bonding, lending, swapping, governance, and real-world spending in your pocket — all powered by the Polygon network for fast, low-cost transactions. BOND ASSETS AT A DISCOUNT Acquire BOWO tokens below market price by bonding DAI, USDC, or USDT. Our AI Autopilot analyzes live pricing data from CoinGecko to surface the best discount rates in real time, so you always know the optimal time to bond. Bonds vest linearly — watch your rewards grow day by day. SWAP ON THE DEX Trade BOWO ⇄ USDC directly against the on-chain Uniswap V2 pool. See live pool depth, token price, and TVL before every swap. No middlemen, no delays — just pure on-chain execution. BOWO.fi CARD Spend your crypto in the real world. The BOWO.fi virtual debit card lets you use your USDC and USDT balance anywhere Mastercard is accepted. Reveal, freeze, or refresh your card instantly from the app. PROTOCOL GOVERNANCE Hold SHIMS governance tokens to vote on treasury proposals, protocol upgrades, and community initiatives. Delegate voting power, track proposal outcomes, and participate in a fully on-chain DAO with transparent supermajority rules. MEETUPS & REWARDS Host or attend BOWO.fi meetups to earn 25 BOWO per event. Check in at in-person gatherings or join virtual sessions via Zoom. Bond $100+ to verify attendance and unlock your rewards. Share events directly to Telegram and WhatsApp. SHARE & EARN Invite friends with your personal referral link. When they join and link their Telegram, you both earn 10 BOWO. Track your referral stats and grow the community together. MARINKA AI Your personal DeFi assistant. Ask Marinka anything about the protocol — from bond strategies to governance rules — and get instant, context-aware answers. BUILT FOR SECURITY • Privy-powered authentication with email or social login • Non-custodial embedded wallets — your keys, your crypto • On-chain verification for all reward claims • Polygon network for low gas fees and fast finality WHY BOWO.fi? • One app for bonds, lending, DEX, card, and governance • AI-powered strategy recommendations • Real community rewards for real-world meetups • Beautiful dark-mode interface designed for clarity • Live protocol metrics: price, market cap, TVL, treasury, and runway Download BOWO.fi and join a community that's Bold and Wonderful.