FSA Flexible Spending Account vs Mode Zero

Your Flexible Spending Account (FSA) is use-it-or-lose-it — don't leave money on the table. FSA Shop makes it fast and simple to find eligible products and spend down your balance before the deadline. Search over 8,000 FSA- and HSA-eligible products across 169 categories — or skip the browsing and search by symptom instead. Tell the app what's bothering you (headache, back pain, allergies, dry skin, and 90+ more) and it instantly surfaces eligible products that can help. NEW: CARE, NOT JUST PRODUCTS Some of the best uses of FSA money aren't things you can put in a cart. The new Services tab lists care that accepts FSA and HSA funds but isn't sold in the app: • Lab testing — order your own blood work without a doctor's visit or insurance • Online therapy — licensed mental health care, billed to your FSA card • Urgent care and prescriptions — get diagnosed and prescribed online Every listing shows what it does and doesn't do, on the same set of points, so you can tell providers apart. Listings are alphabetical, never ordered by what pays us, and every screen discloses that we earn a commission. FEATURES • Symptom Search — describe what's wrong, get matched FSA-eligible products instantly • 169 Categories — pain relief, diabetes care, vision, oral health, women's and men's health, and more • 8,000+ Products — with descriptions, eligibility status, and price links • Test Kits — at-home testing for STD, allergy, hormones, nutrients, and cancer screening • Amazon Integration — tap any product to check current prices and buy on Amazon • Eligibility Details — see exactly why a product qualifies for FSA/HSA reimbursement before you spend • Fast, Fuzzy Search — finds what you mean, even with a typo WHO IT'S FOR Anyone with a Flexible Spending Account (FSA) — or a compatible HSA — who wants to spend smarter. FSA funds are use-it-or-lose-it, and most plans expire at year-end (some offer a short grace period or limited carryover). This app helps you find eligible products quickly so your pre-tax health dollars don't go to waste. DISCLAIMER Product listings are for informational purposes only and do not constitute medical advice. Always verify eligibility with your FSA or HSA administrator before purchasing. FSA and HSA eligibility rules vary by plan. Services listed in the app are independent providers; we are not affiliated with your plan administrator, and we may earn a commission when you use them.

Mode Zero is a calm, focused recovery tracker for people quitting anything: alcohol, nicotine, cannabis, drugs, sugar, caffeine, gambling, or any habit you're ready to leave behind. No pressure. No shame. No motivational spam. Just a clear picture of your clean time, your savings, and the real health your body is rebuilding - day by day. WHY MODE ZERO Most recovery apps shout. They flood you with reminders, push you to share streaks, and treat the work like a game. Mode Zero is the opposite. Calm focus. Real progress. Support without judgment. Built for adults who want a serious, beautifully designed companion through the hardest and most important work of their lives. QUIT ANYTHING Mode Zero adapts to whatever you're quitting: - Alcohol - Nicotine and vaping - Cannabis - Other drugs - Sugar and processed food - Caffeine - Gambling - Social media - Or any habit you define yourself Each one comes with its own recovery metrics, its own savings tracker, and its own milestone path. WHAT YOU GET Live Recovery Counter Watch your clean time grow down to the second. Days, hours, minutes — backed by your real start date and protected across time zones. Recovery Benefits See exactly what your body and mind are rebuilding. Attention span, sleep quality, melatonin release, dopamine baseline, social anxiety, circadian rhythm — each metric fills toward 100% as you stay clean. Real biology, not fake gamification. Savings Tracker Every clean day is time and money back in your life. Mode Zero shows you exactly how much you've saved since day one, and tracks it toward goals you actually care about. Daily Pledge A simple commitment each morning. A countdown that proves you kept it. A streak history you can look back on with pride. Personal Journal Capture the moments that matter — cravings you beat, decisions you made, why today was different. Your private record of the work. Achievement Milestones 1 day. 7 days. 30 days. 90 days. 1 year. 5 years. Beautiful, earned recognition at the points that count — including bonus content packs at key streaks. Daily Inspiration A thought of the day, curated quietly. Save the ones that resonate. Skip the ones that don't. No noise. Shareable Recovery Cards Optional, milestone-based, and beautifully designed. Share your progress on your own terms — your clean time, your health gains, your story. Calm Notifications We don't push you every day. We show up at the milestones that matter and stay out of your way the rest of the time. Compassionate Protocol If you slip, we don't dramatize it. Your streak resets cleanly, your metrics decay slightly, not fully, and you move forward. No shame. No starting from zero. WHO THIS IS FOR Mode Zero is built for adults quitting any substance, behavior, or habit who want a serious tool - not a cheerleader. If you're motivated by clarity, long-term health, and seeing measurable progress instead of being told you're crushing it, this is for you. PRIVACY FIRST Your recovery data is yours. We don't sell it. We don't share it. We don't use it to target you with ads. Your journal stays private. Your account is secured with industry-standard encryption. SUBSCRIPTION Mode Zero Premium unlocks the full experience. Monthly: $4.99 Annual: $39.99 (best value) Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use: https://modezero.app/terms-and-conditions Privacy Policy: https://modezero.app/privacy-policy Questions? Reach us at support@modezero.app