Comparison

Neocash Mobile vs Currex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Neocash Mobile

This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.

Highlights
  • Loan amounts up to ₦5,000,000
  • Flexible repayment tenure
  • Fast loan approval and disbursement
  • No collateral or guarantor required
  • Secure and reliable platform
  • Transparent APR and fees
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

About

Currex

Features
Read full description

Currex Pay - Your All-in-One Payment Solution Description: Welcome to Currex Pay, your ultimate payment processing app that transforms the way you manage your finances. With Currex Pay, you can easily send and receive money, get exciting cashback rewards, and make purchases of various products and services with just a few taps on your phone. Key Features: • Send and Receive Money: Seamlessly transfer funds to friends, family, or businesses with just a few taps. • Cashback Rewards: Get rewarded for your transactions with exclusive cashback offers and discounts. • Convenient Purchases: Purchase airtime, internet services, energy products, and more, all from within the app. • Secure Transactions: Rest assured knowing that your transactions are protected by state-of-the-art security measures. • Easy-to-Use Interface: Navigate the app effortlessly with a user-friendly interface designed for convenience. Why Choose Currex Pay? Currex Pay is more than just a payment app; it's a lifestyle. Simplify your financial transactions and experience a new level of convenience with Currex Pay. Download now and join the millions who are already enjoying the benefits of Currex Pay! Description: Currex Pay is your go-to app for all your payment needs. Whether you're sending money to a friend, buying airtime, or shopping online, Currex Pay makes it easy and convenient. With our secure platform and user-friendly interface, managing your finances has never been simpler. Plus, with cashback rewards and exclusive discounts, Currex Pay helps you save while you spend. Download Currex Pay now and experience the future of payments. Note To upgrade to Gold membership requires the app to monitor regions and receive location updates in the background to be able to verify your address. Please note thatt enabling the "Location" background mode can have an impact on battery life.

Screenshots

Neocash Mobile4 screens
Currex4 screens

Verdict

The call

Neocash Mobile and Currex are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Neocash Mobile ships an update every 3 weeks, Currex every 11 days. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

ScorecardNo meaningful differences
Neocash Mobile versus Currex: the parameters behind the verdict, then further details
ParameterNeocash MobileCurrex
PriceFreeFree
Rating3.4 (8 ratings) — better—
Positive reviews14.3% of reviews—
Number of ratings8 — better—
Update frequencyEvery 3 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.5 — better
Further details — not scored
Size159 MB105 MB
Age rating17+4+
DeveloperShephard Trust BankCurrex Financials

In-app purchases

None

Neocash Mobile

No in-app purchases

None

Currex

No in-app purchases

Questions

Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Is Currex free?
Currex is free to download, with no in-app purchases.
Do Neocash Mobile or Currex have ads?
Neither Neocash Mobile nor Currex shows ads.
Which is updated more often, Neocash Mobile or Currex?
Neocash Mobile ships an update every 3 weeks, and Currex every 11 days. Most recently, Neocash Mobile was updated on November 7, 2026 and Currex on November 8, 2026.

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