Comparison

Neocash Mobile vs KOLAKASH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Neocash Mobile

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Highlights
  • Loan amounts from ₦5,000 to ₦5,000,000
  • Flexible repayment periods
  • Fast loan approval and disbursement
  • No collateral or guarantor needed
  • Secure and reliable loan service
  • Human-touch digital banking
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

About

KOLAKASH

Features
Read full description

Kolakash provides affordable, secure, reliable and convenient e-money solutions for our customers. Paying for goods and services, or transferring money to your loved ones is now easy with KolaKash e-wallet. KolaKash is a comprehensive package of digital e-money and e-payment solutions that capture every facet of mobile transactions necessary to ease the burden associated with digital finance transactions using your e-wallet KolaKash Wallet Offers: - KolaPay: The safest and most reliable way to pay for Airtime, Utility and TV bill, buy goods and services. - Remittance: Send money to your family or loved ones in and out of Liberia and internationally using KolaKash. - Vouchers: With Kola Voucher you don’t have to worry about losing gas slips or any other vouchers. The KolaKash wallet is here to save you from added stress. - Gift Cards: Looking for the right gift for your loved one? Look no more, Kola brings you Gift Kards right at your fingertips using your mobile phone. Send gifts to your love ones, friends, and family anywhere in Liberia.

Screenshots

Neocash Mobile4 screens
KOLAKASH4 screens

Verdict

The call

The clearest difference is update cadence: Neocash Mobile at every 3 weeks against KOLAKASH's every 5 weeks. KOLAKASH's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Neocash Mobile ships an update every 3 weeks, KOLAKASH every 5 weeks. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
Neocash Mobile versus KOLAKASH: the parameters behind the verdict, then further details
ParameterNeocash MobileKOLAKASH
PriceFreeFree
Rating3.7 (6 ratings) — better—
Positive reviews14.3% of reviews—
Number of ratings6 — better—
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.613.0 — better
Further details — not scored
Size159 MB44 MB
Age rating17+17+
DeveloperShephard Trust BankKola Digital Finance, Inc

In-app purchases

None

Neocash Mobile

No in-app purchases

None

KOLAKASH

No in-app purchases

Questions

Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Is KOLAKASH free?
KOLAKASH is free to download, with no in-app purchases.
Do Neocash Mobile or KOLAKASH have ads?
Neither Neocash Mobile nor KOLAKASH shows ads.
Which is updated more often, Neocash Mobile or KOLAKASH?
Neocash Mobile ships an update every 3 weeks, and KOLAKASH every 5 weeks. Most recently, Neocash Mobile was updated on October 24, 2026 and KOLAKASH on October 8, 2026.

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