Comparison

Neocash Mobile vs MyDatajoy | Cheap Data App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Neocash Mobile

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Highlights
  • Loan amounts from ₦5,000 to ₦5,000,000
  • Flexible repayment periods
  • Fast loan approval and disbursement
  • No collateral or guarantor needed
  • Secure and reliable loan service
  • Human-touch digital banking
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

About

MyDatajoy | Cheap Data App

Easily recharge airtime, data, and pay bills for cable TV and electricity. Enjoy guaranteed discounts on mobile recharges and savings on bill payments with secure transactions.

Highlights
  • Instant airtime recharge
  • Data top-ups
  • Cable TV bill payments
  • Electricity bill payments
  • Guaranteed discounts
  • Secure payment options
Features
Read full description

We offer instant recharge of Airtime, Data, Recharge cards Printing, Cable TV, and Electricity Bills Payment. With Mydatajoy, you enjoy: Guaranteed discounts on each mobile recharge Savings on your bill payments Secure payment via bank account,: 100% secured & certified Tired of managing multiple apps for various mobile transactions? DataWorld streamlines your life with a comprehensive platform catering to all your mobile needs. From data and airtime top-ups to bill payments, subscription management, bulk SMS, and more, Mydatajoy has got you covered.

Screenshots

Neocash Mobile4 screens
MyDatajoy | Cheap Data App4 screens

Verdict

The call

The clearest difference is review sentiment: Neocash Mobile at 14% against MyDatajoy | Cheap Data App's 0%. MyDatajoy | Cheap Data App's advantage is monetization model (free vs ad-supported) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard3 real differences · 7 level
Neocash Mobile versus MyDatajoy | Cheap Data App: the parameters behind the verdict, then further details
ParameterNeocash MobileMyDatajoy | Cheap Data App
PriceFreeFree
Rating3.7 (6 ratings) — better—
Positive reviews14.3% of reviews — better0.0% of reviews
Number of ratings6 — better—
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.612.0 — better
Further details — not scored
Size129 MB80 MB
Age rating17+4+
DeveloperShephard Trust BankADE DEVELOPERS INTERNATIONAL LIMITED

Customer experience

Neocash Mobile

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews14 reviews
Positive14.3%
Neutral7.1%
Negative78.6%

MyDatajoy | Cheap Data App

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Neocash Mobile

No in-app purchases

None

MyDatajoy | Cheap Data App

No in-app purchases

Questions

Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Is MyDatajoy | Cheap Data App free?
MyDatajoy | Cheap Data App is free to download, with no in-app purchases.
Do Neocash Mobile or MyDatajoy | Cheap Data App have ads?
Neither Neocash Mobile nor MyDatajoy | Cheap Data App shows ads.

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