Comparison

Neocash Mobile vs Flexi Loan Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Neocash Mobile

This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.

Highlights
  • Loan amounts up to ₦5,000,000
  • Flexible repayment tenure
  • Fast loan approval and disbursement
  • No collateral or guarantor required
  • Secure and reliable platform
  • Transparent APR and fees
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

About

Flexi Loan Calculator

Features
Read full description

Manage your finances easily with Flexi Loan Calculator – your all-in-one financial companion. Calculate loans, investments, taxes, and savings with ease. Our app is simple, accurate, and designed for anyone looking to stay on top of their finances. * Key Features: * EMI Calculator: Quickly calculate your loan EMIs for personal, home, or car loans. * Moratorium Calculator: Plan your repayment during deferment periods. * Interest Calculators: Simple Interest, Fixed Deposit (FD), Recurring Deposit (RD), and Systematic Investment Plan (SIP) calculators. * Tax & Finance Calculators: GST, VAT, and other tax calculations made easy. * SWP & Cash Note Calculator: Manage withdrawals and cash notes efficiently. * User-Friendly Interface: Intuitive design for quick calculations anytime, anywhere.

Screenshots

Neocash Mobile4 screens
Flexi Loan Calculator4 screens

Verdict

The call

The clearest difference is ads: Neocash Mobile at none against Flexi Loan Calculator's shown. Flexi Loan Calculator's advantage is iOS requirement (13.0 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Neocash Mobile ships an update every 3 weeks, Flexi Loan Calculator fortnightly. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard2 real differences · 8 level
Neocash Mobile versus Flexi Loan Calculator: the parameters behind the verdict, then further details
ParameterNeocash MobileFlexi Loan Calculator
PriceFreeFree
Rating3.4 (8 ratings) — better—
Positive reviews14.3% of reviews—
Number of ratings8 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size159 MB38 MB
Age rating17+4+
DeveloperShephard Trust BankAxit Sutariya

In-app purchases

None

Neocash Mobile

No in-app purchases

None

Flexi Loan Calculator

No in-app purchases

Questions

Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Is Flexi Loan Calculator free?
Flexi Loan Calculator is free to download, with no in-app purchases.
Do Neocash Mobile or Flexi Loan Calculator have ads?
Flexi Loan Calculator shows ads; Neocash Mobile does not.
Which is updated more often, Neocash Mobile or Flexi Loan Calculator?
Neocash Mobile ships an update every 3 weeks, and Flexi Loan Calculator fortnightly. Most recently, Neocash Mobile was updated on November 7, 2026 and Flexi Loan Calculator on November 8, 2026.

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