Comparison

Neocash Mobile vs Dasamonie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Neocash Mobile

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Highlights
  • Loan amounts from ₦5,000 to ₦5,000,000
  • Flexible repayment periods
  • Fast loan approval and disbursement
  • No collateral or guarantor needed
  • Secure and reliable loan service
  • Human-touch digital banking
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

About

Dasamonie

Manage your money effortlessly with this app. It offers secure solutions for saving, spending, borrowing, and tracking your finances, all accessible anytime, anywhere. Open an account, track transactions, and send money instantly with a user-friendly interface.

Highlights
  • Account management
  • Real-time income/expense tracking
  • Loan and credit access
  • Instant money transfers
  • Secure digital wallet
  • Easy-to-use interface
Features
Read full description

Dasamonie puts your money in your hands. We provide simple, secure, and smart financial solutions tailored to your daily needs. Whether you want to save, spend, borrow, or track your finances, Dasamonie makes it effortless. What you can do with Dasamonie: Open and manage your account in minutes Track income and expenses in real time Access loans and flexible credit options Send and receive money instantly Enjoy a secure wallet with seamless transactions Why choose Dasamonie? Easy to use interface designed for everyone Secure technology that protects your money Transparent services with no hidden charges Access anywhere, anytime Take control of your finances with Dasamonie where simplicity meets innovation.

Screenshots

Neocash Mobile4 screens
Dasamonie4 screens

Verdict

The call

The clearest difference is review sentiment: Dasamonie at 100% against Neocash Mobile's 14%. Dasamonie also leads on rating (5.0 vs 3.7) and monetization model (free vs ad-supported). Neocash Mobile's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (6 vs 2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Dasamonie holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews point the same way: 14% of Neocash Mobile's written reviews are positive against 100% of Dasamonie's.

UpkeepUpdate frequency

Neocash Mobile ships an update every 3 weeks, Dasamonie every 2 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard5 real differences · 5 level
Neocash Mobile versus Dasamonie: the parameters behind the verdict, then further details
ParameterNeocash MobileDasamonie
PriceFreeFree
Rating3.7 (6 ratings)5.0 (2 ratings) — better
Positive reviews14.3% of reviews100.0% of reviews — better
Number of ratings6 — better2
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.1 — better
Further details — not scored
Size159 MB47 MB
Age rating17+4+
DeveloperShephard Trust BankDASA PREMIUM LIMITED

Customer experience

Neocash Mobile

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews14 reviews
Positive14.3%
Neutral7.1%
Negative78.6%

Dasamonie

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Neocash Mobile

No in-app purchases

None

Dasamonie

No in-app purchases

Questions

Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Is Dasamonie free?
Dasamonie is free to download, with no in-app purchases.
Which has better reviews, Neocash Mobile or Dasamonie?
Dasamonie is rated higher. Neocash Mobile averages 3.7 out of 5 from 6 ratings, while Dasamonie averages 5.0 from 2 ratings.
Do Neocash Mobile or Dasamonie have ads?
Neither Neocash Mobile nor Dasamonie shows ads.
Which is updated more often, Neocash Mobile or Dasamonie?
Neocash Mobile ships an update every 3 weeks, and Dasamonie every 2 months. Most recently, Neocash Mobile was updated on October 24, 2026 and Dasamonie on October 21, 2026.

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