Comparison

Neocash Mobile vs EaseMoney

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Neocash Mobile

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Highlights
  • Loan amounts from ₦5,000 to ₦5,000,000
  • Flexible repayment periods
  • Fast loan approval and disbursement
  • No collateral or guarantor needed
  • Secure and reliable loan service
  • Human-touch digital banking
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

About

EaseMoney

Read full description

Ease Money helps you track your finances in a simple, focused way. • Log income and expenses in seconds • Scan receipts with AI-powered OCR that automatically extracts amounts, dates, and categories • Create budgets by category with smart alerts • Set savings goals and track your progress visually • Split expenses with friends and family • Manage multiple accounts and cards in one place • Get personalized insights and spending patterns • Export your data in CSV or PDF format • Works offline—your data syncs when you're back online Take control of your money today. Download Ease Money and start your journey to better financial health. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Neocash Mobile4 screens
EaseMoney4 screens

Verdict

The call

The clearest difference is in-app purchases: Neocash Mobile at none against EaseMoney's 4. EaseMoney's advantage is update cadence (every 6 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. EaseMoney sells 4 in-app purchases, starting at $4.99 per month. Neocash Mobile asks for nothing beyond the download.

UpkeepUpdate frequency

Neocash Mobile ships an update every 3 weeks, EaseMoney every 6 days. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
Neocash Mobile versus EaseMoney: the parameters behind the verdict, then further details
ParameterNeocash MobileEaseMoney
PriceFreeFree
Rating3.7 (6 ratings) — better—
Positive reviews14.3% of reviews—
Number of ratings6 — better—
Update frequencyEvery 3 weeksEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size159 MB80 MB
Age rating17+4+
DeveloperShephard Trust BankLUCAS BENITEZ LEV

In-app purchases

None

Neocash Mobile

No in-app purchases

4 purchases

EaseMoney

Subscriptions4
  • Ease Money Premium Month7 Days trial$4.991 Month
  • Ease Money Premium (Monthly)$4.991 Month
  • Ease Money Premium Year7 Days trial$49.991 Year
Show 1 more
  • Ease Money Premium (Yearly)$49.991 Year

Questions

Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Is EaseMoney free?
EaseMoney is free to download, with in-app purchases available.
Do Neocash Mobile or EaseMoney have ads?
Neither Neocash Mobile nor EaseMoney shows ads.
Which is updated more often, Neocash Mobile or EaseMoney?
Neocash Mobile ships an update every 3 weeks, and EaseMoney every 6 days. Most recently, Neocash Mobile was updated on October 24, 2026 and EaseMoney on October 12, 2026.

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