Comparison

PPS Member App vs Smart Loan Plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PPS Member App

Features
Read full description

This is a pension app where members from their scheme can have a look at their data whenever and wherever they want. Members can do the following:- - View Balances - View Contributions - Apply for loans - Track loan payments - View projections

About

Smart Loan Plus

This app helps you save money on loans and mortgages by calculating the impact of extra principal payments. Compare loan scenarios, visualize interest savings, and reduce your loan term.

Highlights
  • Calculate personal, mortgage, and car loans
  • Visualize interest savings and reduced loan terms
  • Compare loan scenarios side-by-side
  • Access loan amortization tables
  • Save and manage favorite loan calculations
Features
Read full description

With just small payments to the principal of your loan you can save big money and decrease the time of your loan. Smart Loan Plus provide the tool no bank wants you to know. With simple calculations clearly see you payment and the total paid at the end of your loan, specially the interest paid. Compare loan with clear and visible indicators, save your your favorites and much more. Beat the Bank, and Start Saving TODAY!!! This is an excellent investment and with a purchase of an inexpensive subscription you can Save Thousands of Dollars!!! On your current and future Mortgage and Loans. App Features - Effortless, Accurate, and Fast Calculations. - Calculate Personal, Mortgage & Car Loans. - Save money and reduce your mortgage loan time by making payments to the loan principal. - Save calculation can be done for new or current loan by entering the month you will start doing the extra payments. - Access to your loan amortization table. - Safe your loan and access when needed on Favorite tab. App will allow to edit loan name after saved and delete them as needed. - Smart & Easy “Side by Side” Loan Comparison with visual indicators. - Make informed decisions comparing scenarios specially between payment and interest paid. -Select the best loan option that fit your need. - And Most Important… SAVE MONEY!!!!!!!! Smart Loan Plus Subscription Terms: - This app provides an Auto-renurable subscriptions. - Subscription will unlock all features of the app. - You'll be charged as a recurring transaction through your iTunes account starting at the end of your free trial (unless you cancel during the free trial). - Payment automatically renews unless you cancel your account at least 24 hours before the end of the current subscription month. - You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account. - When canceling a subscription, your subscription will stay active until the end of the period. - Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PPS Member App1 screens
Smart Loan Plus4 screens

Verdict

The call

The clearest difference is in-app purchases: PPS Member App at none against Smart Loan Plus's 5. PPS Member App also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.4). Smart Loan Plus's advantage is update cadence (weekly vs every 4 months). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Smart Loan Plus sells 5 in-app purchases, starting at $1.99 per year. PPS Member App asks for nothing beyond the download.

UpkeepUpdate frequency

PPS Member App ships an update every 4 months, Smart Loan Plus weekly. The most recent releases landed on October 7, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 5 level
PPS Member App versus Smart Loan Plus: the parameters behind the verdict, then further details
ParameterPPS Member AppSmart Loan Plus
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.4
Further details — not scored
Size29 MB5 MB
Age rating4+4+
DeveloperParliamentary Pension SchemeRoberto J Franqui Rodriguez

In-app purchases

None

PPS Member App

No in-app purchases

5 purchases

Smart Loan Plus

Subscriptions5
  • All Access3 Days trial$1.991 Year
  • All Access$3.991 Month
  • All Access3 Days trial$3.991 Month
Show 2 more
  • All Access$29.991 Year
  • All Access14 Days trial$29.991 Year

Questions

Is PPS Member App free?
PPS Member App is free to download, with no in-app purchases.
Is Smart Loan Plus free?
Smart Loan Plus is free to download, with in-app purchases available.
Do PPS Member App or Smart Loan Plus have ads?
Neither PPS Member App nor Smart Loan Plus shows ads.
Which is updated more often, PPS Member App or Smart Loan Plus?
PPS Member App ships an update every 4 months, and Smart Loan Plus weekly. Most recently, PPS Member App was updated on October 7, 2026 and Smart Loan Plus on September 22, 2026.

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