BitValve vs RizPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BitValve
This peer-to-peer exchange facilitates the buying and selling of various cryptocurrencies like Bitcoin and Ethereum. Users can utilize diverse payment methods, including gift cards and bank transfers, for instant, anonymous trading.
- Peer-to-peer crypto trading
- Buy and sell Bitcoin, Ethereum, Litecoin
- Multiple payment methods
- Instant and anonymous trading
- Supports gift cards and bank transfers
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BitValve P2P exchange allows people to buy and sell their cryptocurrency (Bitcoin, Ethereum, Litecoin and others) using any payment method such as Gift Cards, Bank Transfer or digital wallets. Join BitValve and start trading instantly, anonymously and peer to peer!
RizPay
This platform simplifies bill payments in Nigeria, offering fast and secure transactions for airtime, data, cable TV, and electricity. It's designed for individuals and small businesses to manage essential payments efficiently and affordably.
- Airtime recharge
- Data bundle purchases
- Cable TV subscriptions
- Electricity bill payments
- Fast and secure transactions
- Referral program for earnings
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RizPay: Simplify Your Bill Payments RizPay is a reliable platform for fast, secure, and affordable bill payments in Nigeria. Tailored for individuals and small business owners, RizPay simplifies the management of essential payments. From airtime recharges to data bundles, cable TV subscriptions, and electricity bills, RizPay consolidates all your payment needs into one easy-to-use app. Why Choose RizPay? Recognizing the significance of dependable and cost-effective financial tools, we designed RizPay with the user in mind. Our goal is to enable Nigerians to effortlessly manage their bills, offering features that save both time and money. Core Features: Airtime Recharge: Instantly top up your phone for MTN, Glo, Airtel, and 9Mobile. Data Bundles: Access affordable data plans for personal or business use. Cable TV Subscriptions: Easily renew your DSTV, GOTV, and Startimes subscriptions. Electricity Payments: Settle bills for all Nigerian electricity distributors, including IKEDC, EKEDC, IBEDC, and others, at competitive rates. Fast Transactions: Complete payments in seconds with an intuitive interface designed for simplicity. Secure Platform: Enjoy peace of mind with advanced encryption that protects your data and transactions. Referral Program: Earn commissions when you invite friends to join RizPay and make their first payment. Coming Soon Features: RizPay is constantly evolving to bring you even more convenience. Here’s a glimpse of what’s on the horizon: Gamified Payments: Turn payments into fun challenges and earn rewards. Scheduled Transactions: To avoid service interruptions, set up recurring payments for airtime, data, or cable TV. Wallet Feature: Store funds securely in your RizPay wallet for faster transactions. Invoice Management: Track your bill history and download invoices directly from the app. Business Tools: Bulk payment options and analytics for small business owners. How RizPay Stands Out Lowest Transaction Fees: Save money with competitive rates on all payments. All-in-One Solution: Manage all your essential bills in one app. User-Friendly Design: Navigate easily whether you’re a tech-savvy user or new to digital payments. Comprehensive Coverage: Support for all major networks, TV providers, and electricity distribution companies across Nigeria. Join Thousands Simplifying Their Lives Discover why RizPay is Nigeria’s trusted choice for bill payments. Join thousands of satisfied users who are simplifying their lives with RizPay. Download now and take control of your bills today!
Screenshots
Verdict
The clearest difference is review sentiment: RizPay at 100% against BitValve's 72%. RizPay also leads on rating (5.0 vs 4.7) and update cadence (fortnightly vs every 5 weeks). BitValve's advantage is ratings volume (717 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RizPay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: BitValve has 717 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 72% of BitValve's written reviews are positive against 100% of RizPay's.
BitValve ships an update every 5 weeks, RizPay fortnightly. The most recent releases landed on September 25, 2026 and September 9, 2026 respectively.
| Parameter | BitValve | RizPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (717 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 71.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 717 — better | 2 |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 161 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | HODLER P.C. | RIZPAY DIGITAL SOLUTIONS |
Customer experience
BitValve
RizPay
Bugs and requests
BitValve
Reported bugs
6 issues- App glitches preventing active offers
- Email confirmation not clearly communicated
- Funds held in wallet without clear instructions
- Escrow releases funds before payment received
- Login and offer activation issues
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- Poor interface organization and sorting
Requested features
6 requests- Swap or convert feature between currencies
- Currency conversion capability
- Faster KYC approval process
- Better trader communication/notification system
- Sortable results by price and other criteria
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- Improved result organization and filtering
RizPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BitValve
No in-app purchases
RizPay
No in-app purchases
