Comparison

Nomba vs RizPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nomba

Manage personal and business finances with ease. Send and receive money, pay bills, top up data, and track expenses. Offers secure transactions and savings features with competitive interest rates.

Highlights
  • Send and receive money
  • Pay bills and top up data
  • Track expenses
  • Secure transactions
  • Savings pots with interest
  • Personal and business accounts
Read full description

Make payment effortless—whether you are shopping, dining out, or managing your bills. With Nomba, you can send and receive money, top up airtime and data, pay bills (electricity, cable, and more), and stay in control of your finances— all in one app. Simplify Your Finances - Make seamless transactions with just a few taps. - Track and manage all your expenses effortlessly. - Send and receive payments securely. - Pay bills, transfer funds, and stay on top of subscriptions. For Individuals & Businesses Nomba supports both personal and business accounts, making it the perfect solution for your everyday financial needs. Whether you are handling personal expenses or running a business, Nomba helps you streamline payments and transactions with ease. Security You Can Trust Your financial security is our priority. With advanced encryption and fraud protection, your money and personal data stay safe. Reach your Saving Goals Grow your money with up to 20% annual interest with Safe Stash Savings Pot. Access your savings whenever you need to, with zero penalties or fees on Flexible Savings. Build your savings effortlessly—set up recurring transfers and stay on track with your savings goal. Follow us on social media for updates; Facebook: https://facebook.com/nombahq/ Twitter: twitter.com//nombahq/ Instagram: https://www.instagram.com/nombahq/ Youtube: youtube.com//nombahq/ Linkedin: linkedin.com/company/nombahq/

About

RizPay

This platform simplifies bill payments in Nigeria, offering fast and secure transactions for airtime, data, cable TV, and electricity. It's designed for individuals and small businesses to manage essential payments efficiently and affordably.

Highlights
  • Airtime recharge
  • Data bundle purchases
  • Cable TV subscriptions
  • Electricity bill payments
  • Fast and secure transactions
  • Referral program for earnings
Features
Read full description

RizPay: Simplify Your Bill Payments RizPay is a reliable platform for fast, secure, and affordable bill payments in Nigeria. Tailored for individuals and small business owners, RizPay simplifies the management of essential payments. From airtime recharges to data bundles, cable TV subscriptions, and electricity bills, RizPay consolidates all your payment needs into one easy-to-use app. Why Choose RizPay? Recognizing the significance of dependable and cost-effective financial tools, we designed RizPay with the user in mind. Our goal is to enable Nigerians to effortlessly manage their bills, offering features that save both time and money. Core Features: Airtime Recharge: Instantly top up your phone for MTN, Glo, Airtel, and 9Mobile. Data Bundles: Access affordable data plans for personal or business use. Cable TV Subscriptions: Easily renew your DSTV, GOTV, and Startimes subscriptions. Electricity Payments: Settle bills for all Nigerian electricity distributors, including IKEDC, EKEDC, IBEDC, and others, at competitive rates. Fast Transactions: Complete payments in seconds with an intuitive interface designed for simplicity. Secure Platform: Enjoy peace of mind with advanced encryption that protects your data and transactions. Referral Program: Earn commissions when you invite friends to join RizPay and make their first payment. Coming Soon Features: RizPay is constantly evolving to bring you even more convenience. Here’s a glimpse of what’s on the horizon: Gamified Payments: Turn payments into fun challenges and earn rewards. Scheduled Transactions: To avoid service interruptions, set up recurring payments for airtime, data, or cable TV. Wallet Feature: Store funds securely in your RizPay wallet for faster transactions. Invoice Management: Track your bill history and download invoices directly from the app. Business Tools: Bulk payment options and analytics for small business owners. How RizPay Stands Out Lowest Transaction Fees: Save money with competitive rates on all payments. All-in-One Solution: Manage all your essential bills in one app. User-Friendly Design: Navigate easily whether you’re a tech-savvy user or new to digital payments. Comprehensive Coverage: Support for all major networks, TV providers, and electricity distribution companies across Nigeria. Join Thousands Simplifying Their Lives Discover why RizPay is Nigeria’s trusted choice for bill payments. Join thousands of satisfied users who are simplifying their lives with RizPay. Download now and take control of your bills today!

Screenshots

Nomba4 screens
RizPay4 screens

Verdict

The call

The clearest difference is review sentiment: RizPay at 100% against Nomba's 60%. RizPay also leads on rating (5.0 vs 4.5). Nomba's advantage is ratings volume (1.4K vs 2) and update cadence (weekly vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RizPay holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Nomba has 1.4K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 60% of Nomba's written reviews are positive against 100% of RizPay's.

UpkeepUpdate frequency

Nomba ships an update weekly, RizPay fortnightly. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Nomba versus RizPay: the parameters behind the verdict, then further details
ParameterNombaRizPay
PriceFreeFree
Rating4.5 (1.4K ratings)5.0 (2 ratings) — better
Positive reviews59.7% of reviews100.0% of reviews — better
Number of ratings1.4K — better2
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.5 — better16.4
Further details — not scored
Size201 MB54 MB
Age rating4+4+
DeveloperNomba Financial Services LimitedRIZPAY DIGITAL SOLUTIONS

Customer experience

Nomba

All ratings1,403 ratings
Positive87.2%
Neutral3.5%
Negative9.3%
Written reviews67 reviews
Positive59.7%
Neutral3.0%
Negative37.3%

RizPay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Nomba

Reported bugs

3 issues
  • Login issues and automatic logout
  • Unable to activate new terminals
  • Inconsistent app availability on iOS

Requested features

2 requests
  • Add GBP to GBP bank transfer option
  • Provide physical debit/credit card for daily use

RizPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Nomba

No in-app purchases

None

RizPay

No in-app purchases

Questions

Is Nomba free?
Nomba is free to download, with no in-app purchases.
Is RizPay free?
RizPay is free to download, with no in-app purchases.
Which has better reviews, Nomba or RizPay?
RizPay is rated higher. Nomba averages 4.5 out of 5 from 1.4K ratings, while RizPay averages 5.0 from 2 ratings.
Do Nomba or RizPay have ads?
Neither Nomba nor RizPay shows ads.
Which is updated more often, Nomba or RizPay?
Nomba ships an update weekly, and RizPay fortnightly. Most recently, Nomba was updated on October 30, 2026 and RizPay on October 24, 2026.

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