HashPack vs Finolio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HashPack
This application serves as a leading cryptocurrency wallet for the Hedera network, supporting dApps, DeFi, and NFTs. It offers features like an NFT gallery, native staking, multi-account management, and secure dApp integration.
- NFT gallery
- Native HBAR staking
- Free account creation
- Multi-account support
- Address books
- HTS support
- In-app browser for dApps
- Ledger integration
- In-wallet crypto purchase
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Since its launch, HashPack has made waves in the community as the leading Hedera wallet for dApps, DeFi, and NFTs. HashPack supports an NFT gallery, native HBAR staking, free account creation, multi-account support, address books, and HTS support. Connect securely with your favourite Hedera dApps. HashPack's in-app browser securely integrates with more dApps than any other Hedera wallet. HashPack also has seamless Ledger integration and the ability to buy HBAR and USDC in-wallet using Banxa or MoonPay. HashPack approaches user experience as seriously as application security, new feature development, or community involvement. From vision to reality, HashPack is simple, secure, and stylish.
Finolio
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The personal finance app built for one person — you. Finolio tracks every expense, budget, and receipt photo entirely on your devices and in your own private iCloud. No servers. No user accounts. No analytics. We can't read your data because we don't have any way to. The whole app is yours. WHAT'S INSIDE Quick capture • Scan paper receipts with Apple Intelligence — merchant, amount, date, and category fill in automatically • Voice journal: hold the mic, speak your expenses, the app splits and structures them • Universal Clipboard pickup from bank emails or messages • Apple Watch quick-add — two taps from your wrist • Lock Screen widgets, Siri Shortcuts, home-screen long-press shortcuts Intelligence that respects you • Conversational coach — ask "why did I spend so much on dining?" and it answers, all on-device • Auto-Draft Budget builds your monthly budget from your last 90 days • Anomaly alerts when a category spikes 1.5× above its eight-week baseline • Predictive cash-flow: see what's left by next paycheck • Spending velocity: today's burn rate vs. your 30-day average Smarter receipts • Warranty and return-window tracker auto-detects "30-day return" or "1-year warranty" • Duplicate-charge detection scans weekly • Item-level reorder reminders learn your typical buying intervals • Line-item extraction breaks a grocery run into individual items Apple-native everywhere • iPhone, iPad, Mac, and Apple Watch — one purchase, every device • Custom emoji and Genmoji category icons • Calendar binding: trip events auto-tag expenses; calendar bills become recurring • Reminders mirror: budget alerts also appear in your Reminders app • Focus filter: Work focus shows only work-tagged expenses • Mac menu bar widget with a Cmd+Shift+N global quick-add hotkey • Continuity Camera: scan a receipt with your iPhone, data lands on your Mac • iPad spreadsheet view for bulk-editing transactions in a real table • Lock Screen accessory widgets, StandBy support, multiple widget sizes Behavioral tools that don't lecture • Streak system to build the daily-logging habit • Friction mode: optional 30-second pause before saving impulse purchases above a threshold you set • Anti-anchoring entry hides the amount until you've categorized Privacy controls • Privacy curtain — one tap blurs every dollar amount and merchant name • App-switcher cover replaces the multitask thumbnail with the brand mark • Export your full database as plain JSON anytime • Delete every record across every device with a single confirmation • Optional auto-curtain on every launch WHO IT'S FOR People who want a finance app that's actually private. Self-employed users tagging expenses by trip or project. Couples sharing a budget without handing a third party their entire financial life. Anyone tired of "free" finance apps that monetize their data. WHAT YOU WON'T SEE • No ads. Ever. • No subscription gate on core features. • No third-party analytics SDKs. • No "data collected to improve our service." • No bank login, no aggregator, no external account. The optional cloud AI features (receipt smart-scan via your own Anthropic or xAI API key) are 100% opt-in. Without a key, the entire app runs on your device with Apple Intelligence. Privacy policy: finolioapp.github.io/privacy
Screenshots
Verdict
The clearest difference is update cadence: Finolio at every 6 days against HashPack's fortnightly. HashPack's advantage is iOS requirement (15.5 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HashPack ships an update fortnightly, Finolio every 6 days. The most recent releases landed on October 5, 2026 and October 4, 2026 respectively.
| Parameter | HashPack | Finolio |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (169 ratings) — better | — |
| Positive reviews | 62.9% of reviews | — |
| Number of ratings | 169 — better | — |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 15.5 — better | 17.0 |
| Further details — not scored | ||
| Size | 198 MB | 11 MB |
| Age rating | 17+ | 4+ |
| Developer | HashPack LLC | Michelangelo Spina |
Bugs and requests
HashPack
Reported bugs
3 issues- Auto-generated new account causing lost funds
- Inability to access or recover funds after account resets
- Inconsistent behavior during onboarding and login
Requested features
3 requests- Add support for hardware wallets (Ledger, Trezor)
- Improve D-app browsing and integration
- Expand utility and staking options for $PACK token
Finolio
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HashPack
No in-app purchases
Finolio
No in-app purchases









