KTC Bank Positive Pay vs KVB
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
KTC Bank Positive Pay
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The Positive Pay App protects customers against forged, altered or counterfeit cheques by uploading Cheque Attributes such as account number, cheque number, cheque date, cheque amount, etc. which cross verifies the details of the cheque physically presented for payment.
KVB
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KVB - Netshield app is an authenticator app which can be used as an additional authentication factor for KVB Internet Banking application. KVB - Netshield is an OTP generation app for approving transactions done through KVB Internet Banking Application. To avail this functionality, Customer must approach the nearest Bank branch for enabling this application as an additional authentication factor for their INB transactions. Once Bank approves the request, Customer can be able to register successfully. User can generate online OTP only after successful completion of Registration process and Login into the KVB - Netshield Application with Active internet connection. The user can use the below other options present in the application. i)Alternate Login Methods. ii)Un-Register. iii)Logout.
Screenshots
Verdict
The clearest difference is update cadence: KVB at every 4 months against KTC Bank Positive Pay's every 27 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KTC Bank Positive Pay ships an update every 27 months, KVB every 4 months. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.
| Parameter | KTC Bank Positive Pay | KVB |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 27 months | Every 4 months โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 โ better | 14.0 |
| Further details โ not scored | ||
| Size | 19 MB | 210 MB |
| Age rating | 4+ | 17+ |
| Developer | Mobile Banking | THE KARUR VYSYA BANK LIMITED |
In-app purchases
KTC Bank Positive Pay
No in-app purchases
KVB
No in-app purchases
Questions
Is KTC Bank Positive Pay free?
Is KVB free?
Do KTC Bank Positive Pay or KVB have ads?
Which is updated more often, KTC Bank Positive Pay or KVB?
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