Comparison

KTC Bank Positive Pay vs KVB

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

KTC Bank Positive Pay

Features
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The Positive Pay App protects customers against forged, altered or counterfeit cheques by uploading Cheque Attributes such as account number, cheque number, cheque date, cheque amount, etc. which cross verifies the details of the cheque physically presented for payment.

About

KVB

Features
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KVB - Netshield app is an authenticator app which can be used as an additional authentication factor for KVB Internet Banking application. KVB - Netshield is an OTP generation app for approving transactions done through KVB Internet Banking Application. To avail this functionality, Customer must approach the nearest Bank branch for enabling this application as an additional authentication factor for their INB transactions. Once Bank approves the request, Customer can be able to register successfully. User can generate online OTP only after successful completion of Registration process and Login into the KVB - Netshield Application with Active internet connection. The user can use the below other options present in the application. i)Alternate Login Methods. ii)Un-Register. iii)Logout.

Screenshots

KTC Bank Positive Pay4 screens
KVB4 screens

Verdict

The call

The clearest difference is update cadence: KVB at every 4 months against KTC Bank Positive Pay's every 27 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KTC Bank Positive Pay ships an update every 27 months, KVB every 4 months. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

Scorecard1 real difference ยท 5 level
KTC Bank Positive Pay versus KVB: the parameters behind the verdict, then further details
ParameterKTC Bank Positive PayKVB
PriceFreeFree
Update frequencyEvery 27 monthsEvery 4 months โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 โ€” better14.0
Further details โ€” not scored
Size19 MB210 MB
Age rating4+17+
DeveloperMobile BankingTHE KARUR VYSYA BANK LIMITED

In-app purchases

None

KTC Bank Positive Pay

No in-app purchases

None

KVB

No in-app purchases

Questions

Is KTC Bank Positive Pay free?
KTC Bank Positive Pay is free to download, with no in-app purchases.
Is KVB free?
KVB is free to download, with no in-app purchases.
Do KTC Bank Positive Pay or KVB have ads?
Neither KTC Bank Positive Pay nor KVB shows ads.
Which is updated more often, KTC Bank Positive Pay or KVB?
KTC Bank Positive Pay ships an update every 27 months, and KVB every 4 months. Most recently, KTC Bank Positive Pay was updated on October 27, 2026 and KVB on October 28, 2026.

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