Comparison

CapitalDigital V2 vs ChipInPool

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CapitalDigital V2

Read full description

Capital Digital is a platform independent mobile application aiming to provide a sub set of Capital DX features through mobile interfaces. Its architecture allows it to be portable to any internet banking application with minimal customization

About

ChipInPool

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

Highlights
  • Pool funds for trips, events, and gifts
  • Virtual Visa card for spending
  • Pay Me Back links for easy collection
  • Spend Now Marketplace with discounts
  • Wallet and bank transfers
  • Smart auto-contributions
  • Real-time notifications
Features
Read full description

ChipIn makes group money simple. Whether you're splitting a trip, collecting for a gift, or pooling funds with friends for a big purchase — ChipIn handles it all in one app. Create a pool, invite your crew, and watch contributions roll in. When you're ready to spend, use your virtual Visa card linked directly to your pool — online or in-store. KEY FEATURES Pool Funds Together Set up pools for trips, events, gifts, or anything else. Share a link, and anyone can chip in. Track progress with real-time updates and hit your goal faster. Virtual Visa Cards (Coming Soon) Get a virtual debit card tied to your pool. Use it anywhere Visa is accepted — online shopping, subscriptions, or tap-to-pay in stores. Pay Me Back Links Send a simple link to collect money from anyone — no sign-up required for them. Spend Now Marketplace Browse curated partner stores and shop directly with your pool funds. Exclusive discounts from partnered businesses. Wallet & Bank Transfers Deposit funds, track your balance, and withdraw to your bank account whenever you want. Smart Auto-Contributions Set up recurring contributions so you never forget to chip in. Weekly, biweekly, or monthly — you choose. Secure by Design Identity verification (KYC), two-factor authentication, and encrypted transactions keep your money safe. Real-Time Notifications Get instant alerts when someone contributes, when your pool hits a milestone, or when your card is used. Rewards & Badges Earn points and unlock badges as you contribute and create pools. Climb the leaderboard and show off your ChipIn status. Download ChipIn today and take the hassle out of group money.

Screenshots

CapitalDigital V24 screens
ChipInPool4 screens

Verdict

The call

The clearest difference is device support: ChipInPool at 3 against CapitalDigital V2's —. On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
CapitalDigital V2 versus ChipInPool: the parameters behind the verdict, then further details
ParameterCapitalDigital V2ChipInPool
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequency—Every 5 days
Ads—No
In-app purchasesNoNo
Monetization—Free
Devices—iPhone, iPad, iPod — better
Requires iOS15.615.1 — better
Further details — not scored
Size107 MB40 MB
Age rating4+12+
DeveloperCapital B Solutions LimitedJordan Pollard

In-app purchases

None

CapitalDigital V2

No in-app purchases

None

ChipInPool

No in-app purchases

Questions

Is CapitalDigital V2 free?
CapitalDigital V2 is free to download, with no in-app purchases.
Is ChipInPool free?
ChipInPool is free to download, with no in-app purchases.

Other comparisons