Opticom Finance vs Pooler

With Opticom Finance savings you can save, and grow your finances. You can also purchase airtime and pay your electricity, internet and other provider bills in a fast and secure means all from the Opticom Finance app! LOAN RATES AND REQUIREMENTS With Opticom Finance, you can take loans at your convenience with no long queues or documents. Our payback period can be from 62 days to 90 days based on eligibility. We usually require no collateral. However, for specific loan amounts you may need to provide a guarantor. Also we only accept loan applications from persons above the age of 21. To verify your identity and eligibility, you will need to submit additional documentation such as a valid identification document and may also be required to submit your bank statement. Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month and a maximum of 10% per month. This comes to an Annual Percentage Rate (APR) of 36%. FOR EXAMPLE; If you get a personal loan product of N10,000 to pay back over a 3-months tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N900 in interest. Making your total Principal + Interest repayment of N10,900 only. Nevertheless, all you need to do is download the app, sign up easily and apply for a loan in minutes! WANT TO TALK TO US? At Opticom Finance, we welcome feedback. If you have any issues navigating the app or questions, reach us by calling +234 803 345 3830 or 01-2799160 or send an email to info@opticomfinance.com. ADDITIONAL NOTES We take several signals into consideration when processing your loan request, such as your previous loan performance, credit score and so on. We also require that only correct details are filled in the loan application as false details could delay your loan request and your profile may be blacklisted. In cases of fraud, you may be reported to the authorities.

What is Pooler? Pooler is a banking-as-a-service product built to help business owners (merchants) in Nigeria receive payments from their customers via transfers and manage their business finances efficiently. Our secure mobile app simplifies payment collection with user-friendly tools and streamlines operations, helping you focus on growing your business. Benefits for Merchants: Receive payments faster and more reliably: Say goodbye to transaction failures and delays. Pooler ensures your customers' transfer payments reach you instantly. Easily track all your collections and transfers in one place, eliminating manual record-keeping. Effective Cashier Management: Create individual cashier accounts for your sales representatives, monitor their collections, and perform settlements to your account directly within the Pooler app. Increased Efficiency: Free yourself up to manage your business, not payments. Pooler handles all your business payment processes allowing you to fully focus on other vital aspects of running your business. Features: Quick and Easy Sign-up: Create an account with your personal and business information in minutes. Secure Login: We prioritise your security right from your account login to all the activities and transactions carried out on your account. Flexible Compliance: View instructions on how to submit your compliance details in minutes. Intuitive Dashboard: Get a clear overview of your account balance, business metrics, recent transactions, and shortcuts to key features. Transaction Management: Monitor all transactions with a detailed history. Easily search for specific transactions by reference number. Cashier Accounts: Create and manage individual cashier accounts for multiple sales representatives, allowing them to instantly receive and acknowledge payments without contacting you. Easy and Secure Transfers: Transfer funds conveniently to any bank account or saved beneficiaries. Real-time Notifications: Stay informed with instant push notifications for every transaction. This means that you instantly get notified when you receive a payment. Profile: View your profile details and compliance status Security: Pooler adheres to the highest security standards to protect your financial information. You are able to contact our support team via the mobile app. You can also reach out via the following platforms: - WhatsApp: +234 906 479 4282 - Email: support@poolerapp.com - Twitter: @poolerapp_ - Instagram: @poolerapp_ - Website: www.poolerapp.com Managing a business is hard enough, receiving payments shouldn’t be. Download Pooler today and experience a faster, smoother way to manage your business payments!