Comparison

Plus vs SpendLens Diary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plus

Consolidate your investments in Ghana into a single account. Access diverse investment products, expert advice, and tools to make informed financial decisions. Securely manage your wealth and track progress towards your goals.

Highlights
  • Single investment account
  • Access to various investment products
  • Expert insights and tools
  • Biometric login and SMS notifications
  • Customizable portfolios for specific goals
  • Consolidated view of total finances
Features
Read full description

Diversifying your investment in Ghana typically requires you to open different accounts with different providers. Plus, allows you to open one account and gives you access to a broad choice of investment products, expert insights and investing tools, helping you make better decision with your money. Secure – At Plus your security is one of our topmost priorities and we leverage the best technology, biometric login, notification sms and more to ensure your information and investments remain safe! Easy to use – Open your account in minutes, straight from your mobile device and begin investing! No wahala and paper forms! Customize your portfolio – Saving for your new home? For your kids? Or that new car? Plus has you covered! Create as many portfolios as you desire and invest separately for your goals! Your wealth in one place - Don’t jump from provider to provider to see your total finances. Get the full picture from Plus and make sure you’re always on track. The future of investing is here! Get started today, and give your money a chance to grow.

About

SpendLens Diary

Features
Read full description

SpendLens turns your receipts into a clear picture of where your money goes. Point your camera at a receipt and SpendLens reads the merchant, date and total for you. Receipt text is read on your device, and your expenses are stored on your device. There's no account to create. SCAN IN SECONDS • Scan paper receipts with the camera or import a photo • Merchant, date and total are filled in for you — review and save • Add expenses manually when there's no receipt SEE WHAT CHANGED • Spending Pulse shows how this month is tracking against your target • "What changed?" highlights categories that are higher than usual • Monthly and weekly reviews summarise how the period went PLAN AHEAD • Set a monthly target and budgets per category • See your available planned spending for the month • Create savings goals and track your progress STAY ON TOP OF RECEIPTS • Keep receipt photos with each expense • Tag receipts for warranty, returns and tax • Back up and export your data to a file you control SPENDLENS PRO Upgrade for deeper insights: • Purchase Pattern Lens — see how each purchase compares with your own history • Why did I spend more? — see what drove a category up • Spending Pattern Lab — your busiest days, times, merchants and weekend habits • Weekly Review, Receipt Health and duplicate detection • Recurring expense and subscription detection with a subscription calendar • Receipt Vault with warranty and return reminders • Monthly reports with PDF and CSV export • Unlimited receipt photos (free keeps up to 50) and multiple goals • Face ID lock and hidden amounts • No ads SpendLens describes your own spending based on what you enter. It does not give financial, investment or tax advice. SUBSCRIPTION DETAILS SpendLens Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings at any time after purchase. Terms of Use: https://sites.google.com/view/spendlensdiary-termsofuse Privacy Policy: https://sites.google.com/view/spendlensdiary-privacypolicy

Screenshots

Plus4 screens
SpendLens Diary4 screens

Verdict

The call

The clearest difference is in-app purchases: Plus at none against SpendLens Diary's 3. Plus also leads on ads (none vs shown) and iOS requirement (15.0 vs 17.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendLens Diary sells 3 in-app purchases, starting at $1.99 per month. Plus asks for nothing beyond the download.

UpkeepUpdate frequency

Plus ships an update every 10 days, SpendLens Diary fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Plus versus SpendLens Diary: the parameters behind the verdict, then further details
ParameterPlusSpendLens Diary
PriceFreeFree
Rating3.1 (17 ratings) — better—
Positive reviews30.0% of reviews—
Number of ratings17 — better—
Update frequencyEvery 10 days — betterFortnightly
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size70 MB15 MB
Age rating4+4+
Developer10th Capital Investments LimitedVarsha Patel

In-app purchases

None

Plus

No in-app purchases

3 purchases

SpendLens Diary

Subscriptions2
  • monthly$1.991 Month
  • yearly$19.991 Year
One-time1
  • lifetime$59.99

Questions

Is Plus free?
Plus is free to download, with no in-app purchases.
Is SpendLens Diary free?
SpendLens Diary is free to download, with in-app purchases available.
Do Plus or SpendLens Diary have ads?
SpendLens Diary shows ads; Plus does not.
Which is updated more often, Plus or SpendLens Diary?
Plus ships an update every 10 days, and SpendLens Diary fortnightly. Most recently, Plus was updated on November 3, 2026 and SpendLens Diary on October 30, 2026.

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