Digital Budget vs Budget Now
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Digital Budget
Manage your finances with a personal budgeting app that allows you to track income, expenses, and set aside money for specific purposes. Plan for future 'what-if' scenarios and visualize your spending habits with helpful charts. Syncs data across iCloud-enabled devices.
- Monthly budget planning
- Envelope spending tracking
- Scenario builder for future planning
- Graphical spending trend analysis
- Home and Lock Screen widgets
- Apple Watch companion app
- Siri Shortcuts integration
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Digital Budget is your own personal hassle-free go-to budgeting app. Budget without any external accounts and have all your data sync across iCloud-enabled devices. PLAN YOUR MONTHLY BUDGET Track all of your income, expenses, and envelopes to plan your monthly budget. Mark items as paid, or see them warn you when the due date is upcoming or past. Quickly see a variety of totals and know how well you’re sticking to your budget. TRACK DAILY ENVELOPE SPENDING* Your envelopes are a representation of money set aside for a specific purpose in the month (i.e. groceries). However, we don’t always spend exactly that much per month. So, you can add spending expenses quickly to track how much of the envelope has been spent, or how much needs to be reassessed and/or moved to compensate for over spending. PLAN WITH THE SCENARIO BUILDER* Life is full of what ifs. What if I bought a new car? What if I moved? What if I changed jobs? Now, you can create Scenarios that don’t touch or affect your official monthly budget. Plan for the what ifs and know if you can afford to make changes to your budget. VIEW GRAPHICAL TRENDS* Numbers on the screen are just text. View the graphical trends of your spending habits monthly or in a custom range. Are you spending more per month than you expected? Have you spent more than you budgeted in your envelopes? See where there are anomalies in order to try and fix it before the next month’s budget starts. WIDGET SUPPORT* Various Home Screen and Lock Screen widgets allow for quick updates to your budget without opening the app. Quickly see budget metrics for the current month, see expenses that are due in the next week, and see envelope progress for the current month. (The envelope widget is customizable to which envelope you want to see for the current month.) WATCHOS COMPANION APP* View your current month's budget straight on your Apple Watch in the companion app. See the status of all budget items along with the status of your envelopes (amount and all expenses). Includes various watch face complications for quick glances throughout the day. SIRI SHORTCUTS INTEGRATION NEW! Two preconfigured shortcuts are available to be run from anywhere (Spotlight Search, Shortcuts, asking Siri, etc.). The first is Due Soon, which shows you which budget items are coming due in the next week without opening the app or the widget. The second is Record Expense* (this is exclusive to subscribers to record an envelope expense). These shortcuts can also be utilized in the Shortcuts app to automate your budget and make it work for you. *Always ad-free and free use to create a simple monthly budget (using a limited number of envelopes and budget items). Additional app features require Budget Pass. DIGITAL BUDGET PASS Purchasers of the Digital Budget Pass gain these benefits over free users: -Unlimited budget items (income, expenses, and envelopes) -Track daily envelope spending -View graphical trends -Plan with the Scenario Builder -Access home and Lock Screen widget -Access the watchOS companion app and watch face complications -Access to the Record Expense Siri Shortcut Subscribe with your Apple ID and manage in your Apple subscriptions, or pay once and unlock forever. All data is processed on device, stored in your private iCloud container and shared securely between all your personal devices signed in to the same Apple ID. Budget on your iPhone, iPad, or Apple Silicon Mac and have your data sync automatically. No data is collected from you, ever. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Budget Now
Manually track your income and expenses by creating custom budget categories. This tool allows for unlimited transactions and budgets, focusing on your current month's financial activity.
- Manual income and expense tracking
- Custom budgeting categories
- Unlimited transactions and budgets
- Monthly budget focus
- Simple interface
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BudgetNow is a simple budgeting tool that allows you to manually track income and expenses in custom budgeting categories. You can create as many transactions and budgets as you'd like, but your budgets will only reflect transactions for the current month.
Screenshots
Verdict
The clearest difference is in-app purchases: Budget Now at none against Digital Budget's 3. Digital Budget's advantage is update cadence (every 5 days vs monthly) and device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Digital Budget sells 3 in-app purchases, starting at $1.99 per month. Budget Now asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Digital Budget against 5.0 for Budget Now. Both are backed by a comparable volume of ratings — 6 and 5 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Digital Budget ships an update every 5 days, Budget Now monthly. The most recent releases landed on June 1, 2026 and September 14, 2026 respectively.
| Parameter | Digital Budget | Budget Now |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) | 5.0 (5 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 6 — better | 5 |
| Update frequency | Every 5 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 6 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Bryant Foster | Dylan Dyer |
Customer experience
Digital Budget
Budget Now
In-app purchases
Digital Budget
- Budget Pass - Monthly7 Days trial$1.991 Month
- Budget Pass - Yearly7 Days trial$19.991 Year
- Lifetime Unlock$39.99
Budget Now
No in-app purchases








