Comparison

Money Note Plus vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Note Plus

Easily track your expenses with a clean interface and organized categories. Monitor daily spending with charts and receive notifications. Never miss a bill payment with timely reminders.

Highlights
  • Expense tracking
  • Category organization
  • Daily/weekly spending charts
  • Spending summary notifications
  • Bill payment alerts
  • Clean interface
Features
Read full description

Money Note Plus makes everyday money management simple, clear, and pleasant. Record income and expenses in seconds, organize transactions with categories, and understand where your money goes with clean daily, weekly, and monthly insights. Stay on top of your finances with: * Fast income and expense tracking * Custom categories, notes, and photo attachments * Clear spending summaries and visual charts * Daily spending notifications * Bill reminders, so you never miss important payments * Flexible currency and number-format settings * A clean, easy-to-use design built for everyday use Whether you are tracking a daily coffee, planning a monthly budget, or keeping up with bills, Money Note Plus helps you understand your spending and take control of your finances. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Money Note Plus4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is ads: SpendWave Expense tracker App at none against Money Note Plus's shown. Money Note Plus's advantage is update cadence (weekly vs fortnightly) and iOS requirement (15.6 vs 17.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Note Plus sells 4 in-app purchases, starting at $3.99 per month and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Money Note Plus against 4.8 for SpendWave Expense tracker App. Both are backed by a comparable volume of ratings — 21 and 9 respectively. Written reviews are what separate them: 67% of Money Note Plus's written reviews are positive against 70% of SpendWave Expense tracker App's.

UpkeepUpdate frequency

Money Note Plus ships an update weekly, SpendWave Expense tracker App fortnightly. The most recent releases landed on October 6, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Money Note Plus versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterMoney Note PlusSpendWave Expense tracker App
PriceFreeFree
Rating4.8 (21 ratings)4.8 (9 ratings)
Positive reviews66.7% of reviews70.0% of reviews — better
Number of ratings21 — better9
Update frequencyWeekly — betterFortnightly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS15.6 — better17.6
Further details — not scored
Size90 MB19 MB
Age rating4+4+
DeveloperChanin NokpejRobin Guido Schmidt

Customer experience

Money Note Plus

All ratings21 ratings
Positive90.5%
Neutral4.8%
Negative4.8%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

In-app purchases

4 purchases

Money Note Plus

Subscriptions3
  • Monthly Premium$3.991 Month
  • 3-Month Premium$4.593 Months
  • Yearly Premium$32.991 Year
One-time1
  • Lifetime Premium$69.99
4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Money Note Plus free?
Money Note Plus is free to download, with in-app purchases available.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Which has better reviews, Money Note Plus or SpendWave Expense tracker App?
Money Note Plus and SpendWave Expense tracker App are both rated 4.8 out of 5 on the App Store, from 21 and 9 ratings respectively.
Do Money Note Plus or SpendWave Expense tracker App have ads?
Money Note Plus shows ads; SpendWave Expense tracker App does not.
Which is updated more often, Money Note Plus or SpendWave Expense tracker App?
Money Note Plus ships an update weekly, and SpendWave Expense tracker App fortnightly. Most recently, Money Note Plus was updated on October 6, 2026 and SpendWave Expense tracker App on October 9, 2026.

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