DhowCSD vs Chekkly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DhowCSD
Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.
- Open and manage investment accounts
- Participate in securities auctions
- View auction results and payment details
- Access corporate actions
- View portfolio statements
- Initiate secondary market instructions
- Initiate pledge instructions
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Welcome to CBK DhowCSD. You can now open and manage a CSD investment account at the Central Bank of Kenya allowing you to participate in securities auctions, view auction results and payment details, view upcoming corporate actions, access updated portfolio statements and initiate secondary market and pledge instructions via the app in a convenient, simple, efficient and secure manner.
Chekkly
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Shared expenses without the awkward money talk. Chekkly is the easiest way for friends, couples, and families to split costs together. Scan a paper receipt — every item appears automatically. Assign items to whoever got them, set the shares, and let Chekkly do the rest. WHY CHEKKLY • Real receipt scanning. Take a photo and each line item is recognised on its own. No manual typing. • Per-item splitting. Coffee just for you? Groceries split in half? Set coefficients (1×, 0.5×, 2×) for any combination. • Auto-detect the payer. Save the last 4 digits of your cards — and Chekkly spots who paid straight from the receipt. • Clear monthly summary. Total spend, category breakdown, and a debt chart showing who owes whom, and how much. • Multi-currency. Travelling together? Receipts are converted to your chosen currency automatically. • Settle up in a tap. At month's end, mark debts as paid — and start fresh. • Multiple groups. Roommates, partner, family trip — all kept separate. PRIVACY YOU CAN TRUST Receipt text recognition runs on your device. We store only structured expense data, never photos of your receipts. You can delete your account and all your data in seconds. PERFECT FOR • Roommates sharing groceries and household costs • Couples managing a joint budget • Families splitting the weekly shop • Friends on a trip together
Screenshots
Verdict
The clearest difference is update cadence: Chekkly at every 3 weeks against DhowCSD's every 3 months. DhowCSD's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DhowCSD ships an update every 3 months, Chekkly every 3 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | DhowCSD | Chekkly |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (8 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 36 MB | 60 MB |
| Age rating | 17+ | 4+ |
| Developer | Central Bank of Kenya | Stepan Dobrianskyi |
In-app purchases
DhowCSD
No in-app purchases
Chekkly
No in-app purchases









