DhowCSD vs Simple Expenses App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DhowCSD
Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.
- Open and manage investment accounts
- Participate in securities auctions
- View auction results and payment details
- Access corporate actions
- View portfolio statements
- Initiate secondary market instructions
- Initiate pledge instructions
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Welcome to CBK DhowCSD. You can now open and manage a CSD investment account at the Central Bank of Kenya allowing you to participate in securities auctions, view auction results and payment details, view upcoming corporate actions, access updated portfolio statements and initiate secondary market and pledge instructions via the app in a convenient, simple, efficient and secure manner.
Simple Expenses App
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Snap a photo. Get an organized expense report. That's it. Simple Expenses is the fastest way for business travelers, freelancers, and contractors to track receipts and turn them into a clean expense report, without an account, a login, or a single byte of your data ever leaving your phone unless you share it. HOW IT WORKS Bank a Receipt Point your camera at any receipt and Simple Expenses reads the vendor, total, date, and category automatically, using Apple Vision, and on supported iPhones, Apple Intelligence, entirely on-device. Organize into Packets Group receipts by trip, client, or project. See your running total, category breakdown, and receipt count at a glance. Forward Email Receipts Share any receipt email straight into Simple Expenses from Mail, and it's added to your active packet automatically. Catch Mistakes Early Low-confidence scans are flagged for a quick review before they're banked, and possible duplicates are caught before they cost you twice. Send a Complete Report Export a packet as a single ZIP file with a CSV summary and every original receipt image or PDF, ready to email to your accountant, HR department, or client. PRIVATE BY DESIGN No account. No sign-in. No cloud sync. Every receipt, packet, and dollar amount is stored locally on your iPhone; never uploaded to a server, never shared with advertisers, never tracked. When Apple Intelligence is used to read a receipt, that processing happens entirely on-device too. SIMPLE EXPENSES PRO Upgrade to Pro to export and send unlimited packets as ZIP files. Everything else; scanning, organizing, categorizing, is free. Whether you're a consultant tracking client expenses, a freelancer prepping for tax season, or a road warrior with a shoebox full of receipts, Simple Expenses turns "I'll deal with this later" into "already done." Terms of Use (EULA): https://abmsoftware.co/eula Privacy Policy: https://abmsoftware.co/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: DhowCSD at none against Simple Expenses App's 2. DhowCSD also leads on device support (3 vs 1) and iOS requirement (14.0 vs 16.6). Simple Expenses App's advantage is update cadence (every 6 days vs every 3 months). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Expenses App sells 2 in-app purchases, starting at $3.99 per month. DhowCSD asks for nothing beyond the download.
DhowCSD ships an update every 3 months, Simple Expenses App every 6 days. The most recent releases landed on September 30, 2026 and September 18, 2026 respectively.
| Parameter | DhowCSD | Simple Expenses App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (7 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 3 months | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 36 MB | 3 MB |
| Age rating | 17+ | 4+ |
| Developer | Central Bank of Kenya | ABM Software |
In-app purchases
DhowCSD
No in-app purchases
Simple Expenses App
- Simple Expenses Pro Monthly$3.991 Month
- Simple Expenses Pro Annual$39.991 Year
Questions
Is DhowCSD free?
Is Simple Expenses App free?
Do DhowCSD or Simple Expenses App have ads?
Which is updated more often, DhowCSD or Simple Expenses App?
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