Spay Fintech vs SPay App
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spay Fintech
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You can use various alternative payment channels for your multi-purpose transaction. Our full-stack, in-house, built-rich payment, which holds various alternative payments, could be your new mobile wallet. Weβre an award-winning payment aggregator, we also are the supplier. Our passion for payment gateway pushed us to the extent of possibilities that can help the world of emerging businesses to emerge even more. We like startups and SMEs, and our platform is based designed for their needs. An application that your non-tech parents also can use. Our mission is to build connections that do not include any fragmentation in the e-commerce ecosystem. We make these connections to enable our customers to go cashless, digitizing how they accept payments. You can use various alternative payment channels for your multi-purpose transaction. Our full-stack, in-house, built-rich payment, which holds various alternative payments, could be your new mobile wallet.
SPay App
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Spay by Minjibir Microfinance Bank is your all-in-one mobile banking app designed to make everyday financial transactions simple, fast, and secure. With Spay, you can easily manage your money from anywhere, anytime. Key Features: β’ Send Money Instantly Transfer funds quickly to any bank account with ease. β’ Pay Bills Seamlessly Pay for airtime, data, electricity, and other essential services in just a few taps. β’ Secure Wallet Keep your money safe with industry-standard security and authentication. β’ Transaction History Track all your transactions with a clear and easy-to-understand interface. β’ Fast and Reliable Enjoy smooth and efficient banking with minimal downtime. Why Choose Spay? Spay is built with simplicity and security in mind, giving you full control of your finances without the stress of traditional banking. Security You Can Trust Your data and transactions are protected with advanced encryption and secure authentication methods. Get Started Today Download Spay and experience a smarter way to bank with Minjibir Microfinance Bank. --- Minjibir Microfinance Bank is committed to delivering reliable and accessible financial services to help you achieve your financial goals.
Screenshots
Verdict
The clearest difference is update cadence: SPay App at every 2 weeks against Spay Fintech's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spay Fintech ships an update every 9 months, SPay App every 2 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Spay Fintech | SPay App |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 months | Every 2 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 β better | 15.1 |
| Further details β not scored | ||
| Size | 1 MB | 93 MB |
| Age rating | 4+ | 17+ |
| Developer | SPAY FINTECH PRIVATE LIMITED | Minjibir microfinance bank limited |
In-app purchases
Spay Fintech
No in-app purchases
SPay App
No in-app purchases









