My Debt Manager & Tracker vs Debt Tracker Master
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Debt Manager & Tracker
Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.
- Track debts and loans
- Recurring payment management
- AI debt stress reduction
- Multi-currency support
- Automatic data backup
- Payment proof uploads
- Reminder notifications
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If you run a business or frequently find yourself borrowing or lending money, My Debt Manager is the perfect app for you. Managing due dates, amounts, payments, balances, and related documents can be challenging. My Debt Manager simplifies this process, allowing you to track and manage your debts in one convenient place. With automatic data backup, you won't lose your records even if you switch phones. The app uses intuitive color coding—Green for debts owed to you and Red for debts you owe. Key Features of My Debt Manager: Recurring Payments: Easily record, track, and manage daily, monthly, and yearly recurring payments. Debt AI Chat: Interact with our AI characters to reduce debt stress and gain valuable insights. Debt and Debtor History: Save and access detailed records of debtors and their respective debts. Multi-Currency Support: Seamlessly manage debts in over 100 currencies, including cryptocurrencies. Data Backup: Automatic data backup ensures your important debt records are always secure. Export Functionality: Export your debt information to PDF or CSV for easy viewing in Google Sheets or Microsoft Excel. Payment Proof Upload: Attach payment proofs, such as receipts, to your debt records for easy reference. Multiple Currency Recording: Record debts in various currencies, perfect for international transactions. Reminder Notifications: Get timely reminders for upcoming and overdue debts through notifications. Built-in Calculator: Perform calculations directly within the app using the convenient inbuilt calculator. Battery-Saving Dark Theme: Use a comfortable dark theme to conserve battery life and protect your eyes. Incremental Payments: Track and manage debts with incremental payments, keeping a clear record of progress. Itemized Debt Tracking: Use the table feature to manage debts involving multiple items. Debt Report Generation: Generate and share comprehensive Debt Reports, Invoices, or Debt Statements for easy record-keeping and sharing with others. Family Link:Add your trusted family members who can request your debt information after your passing, helping them recover money from people who owe you. Fast, Simple, and User-Friendly: Experience an intuitive and streamlined interface for effortless debt management. Beautiful Design: The app, designed by GeeDevelopers, provides a visually pleasing and user-friendly experience. Biometrics App Lock Security: Enhance the security of your app with biometric authentication. Don't wait any longer—install My Debt Manager now and take control of your debts with ease!
Debt Tracker Master
This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.
- Debt recording and organization
- Repayment progress tracking
- Payment planning outlook
- Customizable payment reminders
- Personal finance learning resources
- Debt reduction reports
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Take control of your debt with Debt Tracker Master, a simple tool to record, organize, and monitor your personal debts. Track balances, due dates, and repayment progress so you can plan more confidently. Key Features 1. Dashboard • View total debt, breakdown by type, repayment progress, and upcoming payments • See your remaining balance and payoff timeline at a glance 2. Debt Recording • Add debts with details such as amount, lender, interest rate, start date, and due date 3. Repayment Tracking • Track balance changes as you record payments • Review progress across different debt types (e.g., credit card, mortgage, personal loan) 4. Debt Organization • Categorize debts by type (credit card, student loan, mortgage, etc.) or priority to plan repayments more effectively 5. Payment Planning • View a 6-month payment outlook with charts to understand upcoming obligations 6. Reminders and Notifications • Customize reminders so you don’t miss a payment • Choose reminders for the due date, 1 day before, or 2 days before 7. Learning Resources • Explore the Learn tab for practical personal finance guidance • Understand loan basics, key terms, common calculation methods, and repayment approaches • Learn about common borrowing pitfalls and ways to reduce risk with simple, general-audience examples 8. Reports and Insights • View reports and insights on your debt reduction progress 9. User Support • Get in-app support for questions or concerns • Access the app’s terms of use, privacy policy, and contact information 10. Settings and Customization • Customize reminder settings and reminder times • Send feedback and rate the app to help us improve If you enjoy using Debt Tracker Master, please consider leaving a review. Disclaimer: Debt Tracker Master does not provide loans, credit offers, or financial services. It is a personal tracking tool for recording debts and planning repayments.
Screenshots
Verdict
The clearest difference is review sentiment: My Debt Manager & Tracker at 100% against Debt Tracker Master's 0%. My Debt Manager & Tracker also leads on rating (5.0 vs 3.7). Debt Tracker Master's advantage is update cadence (every 3 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Debt Manager & Tracker sells 4 one-off in-app purchases and Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
My Debt Manager & Tracker holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews point the same way: 100% of My Debt Manager & Tracker's written reviews are positive against 0% of Debt Tracker Master's.
My Debt Manager & Tracker ships an update every 3 weeks, Debt Tracker Master every 3 days. The most recent releases landed on September 7, 2026 and September 23, 2026 respectively.
| Parameter | My Debt Manager & Tracker | Debt Tracker Master |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 7 — better | 3 |
| Update frequency | Every 3 weeks | Every 3 days — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.6 |
| Further details — not scored | ||
| Size | 128 MB | 50 MB |
| Age rating | 17+ | 4+ |
| Developer | GHAZALI KABIRU | 娜 杨 |
Customer experience
My Debt Manager & Tracker
Debt Tracker Master
In-app purchases
My Debt Manager & Tracker
- 1 month subscription$0.99
- 3 months subscription$2.99
- 1 year subscription$4.99
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- 6 months subscription$5.99
Debt Tracker Master
- DebtTracker Pro Monthly$3.991 Month
- DebtTracker Pro Yearly3 Days trial$17.991 Year
- Remove Ads$3.99
- DebtTracker Pro Lifetime$39.99
Questions
Is My Debt Manager & Tracker free?
Is Debt Tracker Master free?
Which has better reviews, My Debt Manager & Tracker or Debt Tracker Master?
Do My Debt Manager & Tracker or Debt Tracker Master have ads?
Which is updated more often, My Debt Manager & Tracker or Debt Tracker Master?
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