Comparison

My Debt Manager & Tracker vs DebtFlow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Debt Manager & Tracker

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

Highlights
  • Track debts and loans
  • Recurring payment management
  • AI debt stress reduction
  • Multi-currency support
  • Automatic data backup
  • Payment proof uploads
  • Reminder notifications
Features
Read full description

If you run a business or frequently find yourself borrowing or lending money, My Debt Manager is the perfect app for you. Managing due dates, amounts, payments, balances, and related documents can be challenging. My Debt Manager simplifies this process, allowing you to track and manage your debts in one convenient place. With automatic data backup, you won't lose your records even if you switch phones. The app uses intuitive color coding—Green for debts owed to you and Red for debts you owe. Key Features of My Debt Manager: Recurring Payments: Easily record, track, and manage daily, monthly, and yearly recurring payments. Debt AI Chat: Interact with our AI characters to reduce debt stress and gain valuable insights. Debt and Debtor History: Save and access detailed records of debtors and their respective debts. Multi-Currency Support: Seamlessly manage debts in over 100 currencies, including cryptocurrencies. Data Backup: Automatic data backup ensures your important debt records are always secure. Export Functionality: Export your debt information to PDF or CSV for easy viewing in Google Sheets or Microsoft Excel. Payment Proof Upload: Attach payment proofs, such as receipts, to your debt records for easy reference. Multiple Currency Recording: Record debts in various currencies, perfect for international transactions. Reminder Notifications: Get timely reminders for upcoming and overdue debts through notifications. Built-in Calculator: Perform calculations directly within the app using the convenient inbuilt calculator. Battery-Saving Dark Theme: Use a comfortable dark theme to conserve battery life and protect your eyes. Incremental Payments: Track and manage debts with incremental payments, keeping a clear record of progress. Itemized Debt Tracking: Use the table feature to manage debts involving multiple items. Debt Report Generation: Generate and share comprehensive Debt Reports, Invoices, or Debt Statements for easy record-keeping and sharing with others. Family Link:Add your trusted family members who can request your debt information after your passing, helping them recover money from people who owe you. Fast, Simple, and User-Friendly: Experience an intuitive and streamlined interface for effortless debt management. Beautiful Design: The app, designed by GeeDevelopers, provides a visually pleasing and user-friendly experience. Biometrics App Lock Security: Enhance the security of your app with biometric authentication. Don't wait any longer—install My Debt Manager now and take control of your debts with ease!

About

DebtFlow

Features
Read full description

DebtFlow ist Ihre intelligente Lösung für effektives Schuldenmanagement. Mit unserer App können Sie Ihre Schulden übersichtlich verwalten, Zahlungspläne erstellen und Ihre finanziellen Ziele erreichen. Profitieren Sie von automatischen Erinnerungen, detaillierten Analysen und einem benutzerfreundlichen Interface. DebtFlow unterstützt Sie dabei, Ihre Finanzen unter Kontrolle zu bringen und Ihre Schulden systematisch abzubauen.

Screenshots

My Debt Manager & Tracker4 screens
DebtFlow3 screens

Verdict

The call

The clearest difference is in-app purchases: DebtFlow at none against My Debt Manager & Tracker's 4. DebtFlow also leads on ads (none vs shown). My Debt Manager & Tracker's advantage is update cadence (every 3 weeks vs every 3 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Debt Manager & Tracker sells 4 one-off in-app purchases. DebtFlow asks for nothing beyond the download.

UpkeepUpdate frequency

My Debt Manager & Tracker ships an update every 3 weeks, DebtFlow every 3 months. The most recent releases landed on October 25, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
My Debt Manager & Tracker versus DebtFlow: the parameters behind the verdict, then further details
ParameterMy Debt Manager & TrackerDebtFlow
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings7 — better—
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size128 MB27 MB
Age rating17+4+
DeveloperGHAZALI KABIRUOnlineBuilders LLC

In-app purchases

4 purchases

My Debt Manager & Tracker

One-time4
  • 1 month subscription$0.99
  • 3 months subscription$2.99
  • 1 year subscription$4.99
Show 1 more
  • 6 months subscription$5.99
None

DebtFlow

No in-app purchases

Questions

Is My Debt Manager & Tracker free?
My Debt Manager & Tracker is free to download, with in-app purchases available.
Is DebtFlow free?
DebtFlow is free to download, with no in-app purchases.
Do My Debt Manager & Tracker or DebtFlow have ads?
My Debt Manager & Tracker shows ads; DebtFlow does not.
Which is updated more often, My Debt Manager & Tracker or DebtFlow?
My Debt Manager & Tracker ships an update every 3 weeks, and DebtFlow every 3 months. Most recently, My Debt Manager & Tracker was updated on October 25, 2026 and DebtFlow on October 12, 2026.

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