Comparison

AsiaPay vs الساقي | Alsaqi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AsiaPay

This app offers a comprehensive suite of financial services, including e-wallets, money transfers, and bill payments. It aims to boost the economy with cutting-edge solutions and has become a leading payment service provider in Iraq.

Highlights
  • e-Wallets
  • Money Transfers
  • Bill Payments
  • Salary Disbursements
  • Merchant Payments
  • Online Shopping
  • Flight Reservations
Features
Read full description

AsiaPay for Non-Banking Financial Services is your best option for a varied payment service provider that is focused on boosting the economy with cutting-edge financial solutions created to motivate people from all walks of life. We have come a long way to make the first money transaction service in Iraq. Since the establishment of the company in 2014 and the launching on 29 December 2015, we are there to help the rest. AsiaPay reached a customer base of 260,000 users and has the largest distribution network in the country. Being the pioneer in technology-based financial solutions for everyone seeking access to financial transactions of any type, our products and services range from: - e-Wallets; - Money Transfers - Bill Payments; - Salary Disbursements; - Merchant Payments; - Online Shopping; - Flight Reservations - And much more. Our substantial investment in cutting-edge technologies and research enables us to provide our clients the most comprehensive and up-to-date menu of services. In pursuit of our mission to be the preferred Non-Banking Financial Services solution provider by providing the most comprehensive and innovative bouquet of services, along with our vision to be the forerunner and leader in Non-Banking payment Services and to become a part of the customers' everyday lives, we concentrate on and directly target the financial needs and issues of the customers to pioneer groundbreaking and advanced set of services that address all the needs. We are prepared to provide a range of services that influence and enhance customers' daily lives while also guaranteeing a top-notch client experience that enhances each service. The Central Bank of Iraq (CBI) licenses AsiaPay after complying fully with the requirements of CBI pursuant to Iraq Electronic Payment Service No (3) of 2014, Anti-Money Laundering (AML) and Counter Terrorist Finance (CTF) no 39 of 2015. Company Strategy: - Vision: To be the number one choice for any mobile financial transactions in the country. - Mission: Delivering the most advanced financial services for our clients throughout Iraq. - Goal: Make AsiaPay every day’s choice. Core Values: We are a team that strives for improvement, never stops working, and uses cutting-edge technology to give our clients the best customer service possible. To meet the needs of every class, AsiaPay offers three different types of wallets. Lite wallet is a fast short-termed wallet. The threshold of the lite wallet is 2,000,000 million IQD for three months either per day or per the activation period, which is 90 days. Lite wallet holders must transfer the wallet to Standard wallet after three months because the wallet will be suspended. Standard Wallet can be obtained by visiting one of the AsiaPay agents throughout Iraq after the completion of registration procedures (Know Your Pay Customer). The threshold of the Standard wallet is 2,000,000 IQD daily and 10,000,000 IQD monthly. The wallet will be active for an unlimited period subject to the terms and conditions of AsiaPay. Premium Wallet is a type of wallet that has been designed for employers, merchants, main dealers, high earners, and VIPs. The threshold is defined by the AsiaPay on a case-by-case basis in accordance with Central Bank of Iraq instructions. This wallet can be obtained by visiting AsiaPay’s main dealers only.

About

الساقي | Alsaqi

This app simplifies financial management with an all-in-one e-payment solution. Easily manage payment cards, monitor transactions, and update account information. Access your finances from any device and find nearby offices.

Highlights
  • Manage payment cards
  • Transaction records
  • Instant balance updates
  • Account information updates
  • Customizable notifications
  • Money transfers
  • Find office locations
Read full description

Welcome to ALSAQI App , the ultimate e-payment solution designed to simplify your financial management experience. With a wide range of features & intuitive tools • Easily manage your ALSAQI payment cards account in one place. • stay informed with transaction records to monitor spending, track incoming payments, and manage your financial activity effectively. •Track of your finances with instant balance updates, ensuring you're always aware of your financial standing. • Update account information with ease—whether it's updating contact details, changing passwords & more. • Stay informed about your account activity with customizable notifications for deposits, withdrawals, &more. • Access your account and manage your finances from any device, whether it's your smartphone & tablet. •View a list of ALSAQI offices on a map to find the nearest location to you. • Update your PIN for enhanced security whenever needed. • Easily transfer money between ALSAQI payment cards • Get the help when you need it, with 24/7 customer support available to assist you with any questions or concerns • If you have questions or need support about app , you can reach us via visit our site (www.alsaqi.iq) or call us directly on +9647729115115 or 7787 or Email us at app@alsaqi.iq & we’ll be happy to help!

Screenshots

AsiaPay4 screens
الساقي | Alsaqi4 screens

Verdict

The call

The clearest difference is rating: الساقي | Alsaqi at 5.0 against AsiaPay's 3.5. الساقي | Alsaqi also leads on review sentiment (52% vs 15%). AsiaPay's advantage is ratings volume (173 vs 22) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

الساقي | Alsaqi holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: AsiaPay has 173 ratings behind it against 22, so its average is the more settled of the two. Written reviews point the same way: 15% of AsiaPay's written reviews are positive against 52% of الساقي | Alsaqi's.

UpkeepUpdate frequency

AsiaPay ships an update every 2 months, الساقي | Alsaqi every 5 weeks. The most recent releases landed on November 12, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
AsiaPay versus الساقي | Alsaqi: the parameters behind the verdict, then further details
ParameterAsiaPayالساقي | Alsaqi
PriceFreeFree
Rating3.5 (173 ratings)5.0 (22 ratings) — better
Positive reviews14.8% of reviews52.0% of reviews — better
Number of ratings173 — better22
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size91 MB51 MB
Age rating17+4+
DeveloperAsiaHawalaAl-Saqi For E-Payment Services

Customer experience

AsiaPay

All ratings159 ratings
Positive59.1%
Neutral5.0%
Negative35.8%
Written reviews27 reviews
Positive14.8%
Neutral7.4%
Negative77.8%

الساقي | Alsaqi

All ratings21 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews25 reviews
Positive52.0%
Neutral0.0%
Negative48.0%

Bugs and requests

AsiaPay

Reported bugs

5 issues
  • App crashes on some iPhones (iOS 16 has no issues)
  • Activation code not received
  • App does not open
  • Bugs in entering new wallet password
  • Bugs in purchasing electronic cards

Requested features

13 requests
  • Add Master Card top-up option
  • Provide mobile top-up (delivery)
  • Fix bugs in new wallet
  • Improve app interface and font
  • Reduce commission fees
Show 8 more
  • Offer a plastic card
  • Allow receiving money via MoneyGram
  • Add option to change/correct recipient name
  • Improve customer service response time
  • Add customer service phone number
  • Allow purchasing iTunes cards through the app
  • Add bank account linking option
  • Remove annoying animations

الساقي | Alsaqi

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AsiaPay

No in-app purchases

None

الساقي | Alsaqi

No in-app purchases

Questions

Is AsiaPay free?
AsiaPay is free to download, with no in-app purchases.
Is الساقي | Alsaqi free?
الساقي | Alsaqi is free to download, with no in-app purchases.
Which has better reviews, AsiaPay or الساقي | Alsaqi?
الساقي | Alsaqi is rated higher. AsiaPay averages 3.5 out of 5 from 173 ratings, while الساقي | Alsaqi averages 5.0 from 22 ratings.
Do AsiaPay or الساقي | Alsaqi have ads?
Neither AsiaPay nor الساقي | Alsaqi shows ads.
Which is updated more often, AsiaPay or الساقي | Alsaqi?
AsiaPay ships an update every 2 months, and الساقي | Alsaqi every 5 weeks. Most recently, AsiaPay was updated on November 12, 2026 and الساقي | Alsaqi on November 4, 2026.

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