Comparison

AsiaPay vs Paymes SuperApp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AsiaPay

This app offers a comprehensive suite of financial services, including e-wallets, money transfers, and bill payments. It aims to boost the economy with cutting-edge solutions and has become a leading payment service provider in Iraq.

Highlights
  • e-Wallets
  • Money Transfers
  • Bill Payments
  • Salary Disbursements
  • Merchant Payments
  • Online Shopping
  • Flight Reservations
Features
Read full description

AsiaPay for Non-Banking Financial Services is your best option for a varied payment service provider that is focused on boosting the economy with cutting-edge financial solutions created to motivate people from all walks of life. We have come a long way to make the first money transaction service in Iraq. Since the establishment of the company in 2014 and the launching on 29 December 2015, we are there to help the rest. AsiaPay reached a customer base of 260,000 users and has the largest distribution network in the country. Being the pioneer in technology-based financial solutions for everyone seeking access to financial transactions of any type, our products and services range from: - e-Wallets; - Money Transfers - Bill Payments; - Salary Disbursements; - Merchant Payments; - Online Shopping; - Flight Reservations - And much more. Our substantial investment in cutting-edge technologies and research enables us to provide our clients the most comprehensive and up-to-date menu of services. In pursuit of our mission to be the preferred Non-Banking Financial Services solution provider by providing the most comprehensive and innovative bouquet of services, along with our vision to be the forerunner and leader in Non-Banking payment Services and to become a part of the customers' everyday lives, we concentrate on and directly target the financial needs and issues of the customers to pioneer groundbreaking and advanced set of services that address all the needs. We are prepared to provide a range of services that influence and enhance customers' daily lives while also guaranteeing a top-notch client experience that enhances each service. The Central Bank of Iraq (CBI) licenses AsiaPay after complying fully with the requirements of CBI pursuant to Iraq Electronic Payment Service No (3) of 2014, Anti-Money Laundering (AML) and Counter Terrorist Finance (CTF) no 39 of 2015. Company Strategy: - Vision: To be the number one choice for any mobile financial transactions in the country. - Mission: Delivering the most advanced financial services for our clients throughout Iraq. - Goal: Make AsiaPay every day’s choice. Core Values: We are a team that strives for improvement, never stops working, and uses cutting-edge technology to give our clients the best customer service possible. To meet the needs of every class, AsiaPay offers three different types of wallets. Lite wallet is a fast short-termed wallet. The threshold of the lite wallet is 2,000,000 million IQD for three months either per day or per the activation period, which is 90 days. Lite wallet holders must transfer the wallet to Standard wallet after three months because the wallet will be suspended. Standard Wallet can be obtained by visiting one of the AsiaPay agents throughout Iraq after the completion of registration procedures (Know Your Pay Customer). The threshold of the Standard wallet is 2,000,000 IQD daily and 10,000,000 IQD monthly. The wallet will be active for an unlimited period subject to the terms and conditions of AsiaPay. Premium Wallet is a type of wallet that has been designed for employers, merchants, main dealers, high earners, and VIPs. The threshold is defined by the AsiaPay on a case-by-case basis in accordance with Central Bank of Iraq instructions. This wallet can be obtained by visiting AsiaPay’s main dealers only.

About

Paymes SuperApp

Features
Read full description

Welcome to Paymes: the ultimate Super App designed to simplify your financial life. Whether you’re a solo entrepreneur, small business owner, or digital native looking to take control of your money, Paymes is your go-to financial companion. Born from PayTabs’ powerhouse infrastructure and built for everyday users, Paymes delivers a seamless, secure, and intuitive experience that combines payments, commerce, and financial services, all in one place. Accept Payments, Your Way: Say goodbye to bulky machines and complicated setups. With Paymes, your smartphone becomes a payment terminal. Accept card and wallet payments using: QR Payments – Instant, tap-free transactions Payment Links – Share, click, and get paid—anywhere, anytime Invoicing Tools – Create and send branded invoices in seconds Launch Your Shop in Minutes: Build a beautiful online store with zero coding. Add your products, set prices, and go live, right from your phone. Share your link on social media and start selling instantly. Shipping integrations and payment tracking included. Whether you’re selling homemade treats, a taxi driver accepting mobile payments, or a café owner tracking invoices, Paymes SuperApp has everything you need to master your payments. Download now!

Screenshots

AsiaPay4 screens
Paymes SuperApp4 screens

Verdict

The call

The clearest difference is update cadence: Paymes SuperApp at every 4 days against AsiaPay's every 2 months. AsiaPay's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AsiaPay ships an update every 2 months, Paymes SuperApp every 4 days. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
AsiaPay versus Paymes SuperApp: the parameters behind the verdict, then further details
ParameterAsiaPayPaymes SuperApp
PriceFreeFree
Rating3.4 (159 ratings) — better—
Positive reviews14.8% of reviews—
Number of ratings159 — better—
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size91 MB84 MB
Age rating17+4+
DeveloperAsiaHawalaPayTabs Payment Services Provider LLC

Bugs and requests

AsiaPay

Reported bugs

5 issues
  • App crashes on some iPhones (iOS 16 has no issues)
  • Activation code not received
  • App does not open
  • Bugs in entering new wallet password
  • Bugs in purchasing electronic cards

Requested features

13 requests
  • Add Master Card top-up option
  • Provide mobile top-up (delivery)
  • Fix bugs in new wallet
  • Improve app interface and font
  • Reduce commission fees
Show 8 more
  • Offer a plastic card
  • Allow receiving money via MoneyGram
  • Add option to change/correct recipient name
  • Improve customer service response time
  • Add customer service phone number
  • Allow purchasing iTunes cards through the app
  • Add bank account linking option
  • Remove annoying animations

Paymes SuperApp

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AsiaPay

No in-app purchases

None

Paymes SuperApp

No in-app purchases

Questions

Is AsiaPay free?
AsiaPay is free to download, with no in-app purchases.
Is Paymes SuperApp free?
Paymes SuperApp is free to download, with no in-app purchases.
Do AsiaPay or Paymes SuperApp have ads?
Neither AsiaPay nor Paymes SuperApp shows ads.
Which is updated more often, AsiaPay or Paymes SuperApp?
AsiaPay ships an update every 2 months, and Paymes SuperApp every 4 days. Most recently, AsiaPay was updated on October 18, 2026 and Paymes SuperApp on October 7, 2026.

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