PayByPocket vs 8ghtX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayByPocket
Load funds via credit or debit card and make payments at participating locations or anywhere Discover is accepted. Use QR codes in-store or add your account to digital wallets for online and in-store purchases.
- Load funds with credit/debit cards
- Pay at participating Pocket locations
- Use wherever Discover is accepted
- In-store QR code payments
- Add to Apple Wallet/Google Pay
- Online and in-store purchases
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Simply enroll (for free), fill your pocket (load funds) by credit card or debit card, and pay. Use at any participating Pocket location or wherever Discover™ is accepted. Payment at participating Pocket locations is done in-store via QR code. Payment at Discover™ locations is done by adding your Pocket account to your Apple Wallet or Google Pay account, and making purchases in-store or online.
8ghtX
This banking platform and investment hub allows users to manage deposits, withdrawals, and investments. It facilitates fund transfers and dividend collection around the clock, offering a comprehensive financial management solution.
- Banking platform
- Investment syndication hub
- 24/7 deposits and withdrawals
- Investment management
- Dividend collection
- Fund transfers
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The 8ghtX App is a first of it's kind banking platform and investment syndication hub wrapped into one sleek interface. You can make deposits, withdrawals, investments, collect dividends and transfer funds 24/7, 365 days a year!
Screenshots
Verdict
The clearest difference is review sentiment: PayByPocket at 75% against 8ghtX's 25%. PayByPocket also leads on rating (4.8 vs 2.3) and ratings volume (39 vs 9). 8ghtX's advantage is update cadence (fortnightly vs every 5 weeks) and iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayByPocket holds the better App Store score, 4.8 against 2.3. Both are backed by a comparable volume of ratings — 39 and 9 respectively. Written reviews point the same way: 75% of PayByPocket's written reviews are positive against 25% of 8ghtX's.
PayByPocket ships an update every 5 weeks, 8ghtX fortnightly. Both last shipped on November 3, 2026.
| Parameter | PayByPocket | 8ghtX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (39 ratings) — better | 2.3 (9 ratings) |
| Positive reviews | 75.0% of reviews — better | 25.0% of reviews |
| Number of ratings | 39 — better | 9 |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 11.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 56 MB |
| Age rating | 17+ | 4+ |
| Developer | Finaccept LLC | 8ght LLC |
Customer experience
PayByPocket
8ghtX
In-app purchases
PayByPocket
No in-app purchases
8ghtX
No in-app purchases
