Comparison

Tameed | تعميد vs آفاق المالية

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tameed | تعميد

Access instant financing for government and corporate purchase orders, or explore investment opportunities with competitive returns. This platform supports SMEs and investors with Sharia-compliant financial solutions.

Highlights
  • Instant financing for SMEs
  • Investment opportunities with competitive returns
  • Auto-invest feature with cooling-off period
  • Sharia-compliant financing
  • Backed by government and corporate purchase orders
  • Mokafa’a Points Program
Features
Read full description

Instant Financing for government & corporate purchase orders & projects performance bond up to 7.5 Millions Tameed Platform is a Fintech company Licensed by the Saudi Central Bank SAMA. Join Tameed Financing Platform now and have access to : Instant Financing: Tameed supports SME businesses in Saudi by offering them financing based on government PO. Investment opportunities with competitive returns of more than 15% net annually: We offer individual and institutional investors opportunities to invest in government backed purchase orders. App Features: 1- Request Instant Financing: You can get an Instant financing if you are a SME and have a PO 2- Investment opportunities with competitive returns and backed up by government & corporate Purchase orders. 3- Auto Invest: Feature that allows you to define your investment based on your preferences for future opportunities so that the application will alert you once the investment is accepted and you have 48 Hours cooling off period to cancel the investment without any cost. 4- Tameed Mokafa’a Points Program: Take advantage of your investment deposits in your wallet and get points from the Mokafa’a points program to increase your chances of participating in future investments. 5- (Coming Soon) e-commerce financing. 6- (Coming Soon) Expense Management Cards: We’ll facilitate the management of company expenses through Sharia-compliant company credit cards Key Benefits for Investor? flexible and short-term Investment Investments are backed up by government & corporate Purchase orders Attractive returns for investment opportunities Compliant with Sharia Law as well as KYC and AML, CFT regulations Very limited correlation to capital market performance Auto Invest feature Key Benefits for SMEs? - On-demand purchase order financing solution. Choose when you receive purchase order. Immediate initial approval & Final Approval within 3 days Flexible rates starting at 0.8%/Month with early payment discount Off-balance funding Approved and in compliance with Sharia Law Tameed Platform is regulated and approved by the Saudi Central Bank (SAMA). We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to ensure that our financing solutions are based on the values and principles of Sharia law. solutions are based on the values and principles of Sharia law.

About

آفاق المالية

This integrated investment platform allows users to manage all their investments, including sukuk, funds, and private equity, in one place. It offers real-time tracking of sukuk payments, fund performance reports, and order status updates, with a seamless registration process and Sharia compliance.

Highlights
  • Unified investment management
  • Sukuk payment tracking
  • Fund performance reports
  • Order status tracking
  • Easy registration and use
  • Sharia-compliant
Features
Read full description

تطبيق آفاق المالية، منصتك الاستثمارية المتكاملة، حيث تجتمع استثماراتك في وجهة واحدة. سواء كنت مستثمر مبتدئ أو خبير، تقدر تستثمر، تدير، وتتابع كل منتجاتك بسهولة وشفافية. ماذا يقدّم لك تطبيق آفاق؟ • إدارة موحّدة: تابع جميع استثماراتك (صكوك، صناديق، وملكية خاصة) عبر وجهة واحدة. • جداول سداد الصكوك: راقب التوزيعات ومواعيد السداد لحظة بلحظة. • أداء الصناديق: تقارير أداء الصناديق وإدارة المحافظ الاستثمارية بواجهة واضحة وشفافية عالية. • تتبع الأوامر: كن على اطلاع دائم بحالة أوامرك وتحديثاتها. • سهولة التسجيل والاستخدام: رحلة تسجيل سلسة مع تجربة مستخدم مريحة. • الموثوقية: مرخصة من هيئة السوق المالية، ومتوافقة مع أحكام الشريعة الإسلامية. مع تطبيق آفاق المالية، تملك كل الأدوات لإدارة استثماراتك وتحقيق أهدافك المالية في وجهة واحدة

Screenshots

Tameed | تعميد4 screens
آفاق المالية4 screens

Verdict

The call

The clearest difference is rating: Tameed | تعميد at 4.3 against آفاق المالية's 2.4. آفاق المالية's advantage is review sentiment (18% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tameed | تعميد holds the better App Store score, 4.3 against 2.4. Both are backed by a comparable volume of ratings — 12 and 14 respectively. Written reviews complicate that: 0% of Tameed | تعميد's written reviews are positive against 18% of آفاق المالية's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Tameed | تعميد ships an update every 11 days, آفاق المالية fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Tameed | تعميد versus آفاق المالية: the parameters behind the verdict, then further details
ParameterTameed | تعميدآفاق المالية
PriceFreeFree
Rating4.3 (12 ratings) — better2.4 (14 ratings)
Positive reviews0.0% of reviews18.4% of reviews — better
Number of ratings1214 — better
Update frequencyEvery 11 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.615.0 — better
Further details — not scored
Size39 MB32 MB
Age rating4+4+
DeveloperTa3meedDevAfaq Capital

Customer experience

Tameed | تعميد

All ratings12 ratings
Positive75.0%
Neutral16.7%
Negative8.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

آفاق المالية

All ratings14 ratings
Positive35.7%
Neutral0.0%
Negative64.3%
Written reviews49 reviews
Positive18.4%
Neutral2.0%
Negative79.6%

In-app purchases

None

Tameed | تعميد

No in-app purchases

None

آفاق المالية

No in-app purchases

Questions

Is Tameed | تعميد free?
Tameed | تعميد is free to download, with no in-app purchases.
Is آفاق المالية free?
آفاق المالية is free to download, with no in-app purchases.
Which has better reviews, Tameed | تعميد or آفاق المالية?
Tameed | تعميد is rated higher. Tameed | تعميد averages 4.3 out of 5 from 12 ratings, while آفاق المالية averages 2.4 from 14 ratings.
Do Tameed | تعميد or آفاق المالية have ads?
Neither Tameed | تعميد nor آفاق المالية shows ads.
Which is updated more often, Tameed | تعميد or آفاق المالية?
Tameed | تعميد ships an update every 11 days, and آفاق المالية fortnightly. Most recently, Tameed | تعميد was updated on November 3, 2026 and آفاق المالية on October 30, 2026.

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