Comparison

Speso vs BreezePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Speso

Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.

Highlights
  • Instant transfers to mobile wallets and banks
  • Secure business payments
  • Find and pay artisans
  • In-app chat for support
  • Bank-grade security and encryption
Features
Read full description

Speso helps you send and receive money from friends, family, and businesses — instantly and securely. Whether you’re paying a vendor, sending money to a loved one, or finding skilled artisans, Speso makes every transaction fast, simple, and safe. Key Features - Send Money to MoMo & Banks – Instantly transfer money to any mobile wallet or bank account. - Pay Your Favourite Businesses – Make quick and secure payments to trusted merchants and service providers. - Chat with Friends & Support – Stay connected, share updates, and get instant assistance. - 100% Secure – Enjoy reliable transactions powered by bank-grade security and encryption.

About

BreezePay

This app offers a secure and convenient way for businesses in Africa to manage payments. It allows users to pay online, at POS terminals, and for bills and airtime using a generated code from their bank app, eliminating the need for debit cards.

Highlights
  • Seamless payment solutions for businesses
  • Online payment generation
  • POS transaction code generation
  • Bill and airtime payments
  • Card-free transactions
  • Quick onboarding
Features
Read full description

BreesePay Payment rail Trusted by tens of thousand of business owners, BreezePay provides seamless and convenient payment solutions for diverse business scales in Africa, helping them grow profitably, confidently and efficiently. The BreezePay mobile Payment App aggregates exciting payment solutions in a place. It has successfully integrated the means to help you pay online by generating a code from your wallet to transact on POS or directly pay for Bills and Airtime within the App seamlessly The BreezePay mobile app helps you pay confidently and securely without a debit card, skip long queues at check out points and enjoy seamless transactions, all with just a code you generate from your bank app. With the BreezePay app, you can pay via POS, eCommerce websites and other card acceptance devices without your debit card. It takes less than 5mins to get onboard: • Download the BreezePay app. • Onboard, • Fund your new wallet • Follow the prompt to generate a code, and; • Make seamless payment on POS or pay for Bills and Airtime.

Screenshots

Speso4 screens
BreezePay4 screens

Verdict

The call

The clearest difference is update cadence: Speso at every 10 days against BreezePay's every 5 months. BreezePay's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Speso against 5.0 for BreezePay. Both are backed by a comparable volume of ratings — 3 and 4 respectively.

UpkeepUpdate frequency

Speso ships an update every 10 days, BreezePay every 5 months. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 8 level
Speso versus BreezePay: the parameters behind the verdict, then further details
ParameterSpesoBreezePay
PriceFreeFree
Rating5.0 (3 ratings)5.0 (4 ratings)
Positive reviews100.0% of reviews—
Number of ratings34 — better
Update frequencyEvery 10 days — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size97 MB28 MB
Age rating17+4+
DeveloperSpeso Technologies LimitedBREEZEPAY LIMITED

Customer experience

Speso

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

BreezePay

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Speso

No in-app purchases

None

BreezePay

No in-app purchases

Questions

Is Speso free?
Speso is free to download, with no in-app purchases.
Is BreezePay free?
BreezePay is free to download, with no in-app purchases.
Which has better reviews, Speso or BreezePay?
Speso and BreezePay are both rated 5.0 out of 5 on the App Store, from 3 and 4 ratings respectively.
Do Speso or BreezePay have ads?
Neither Speso nor BreezePay shows ads.
Which is updated more often, Speso or BreezePay?
Speso ships an update every 10 days, and BreezePay every 5 months. Most recently, Speso was updated on October 7, 2026 and BreezePay on October 13, 2026.

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