Speso vs BreezePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Speso
Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.
- Instant transfers to mobile wallets and banks
- Secure business payments
- Find and pay artisans
- In-app chat for support
- Bank-grade security and encryption
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Speso helps you send and receive money from friends, family, and businesses — instantly and securely. Whether you’re paying a vendor, sending money to a loved one, or finding skilled artisans, Speso makes every transaction fast, simple, and safe. Key Features - Send Money to MoMo & Banks – Instantly transfer money to any mobile wallet or bank account. - Pay Your Favourite Businesses – Make quick and secure payments to trusted merchants and service providers. - Chat with Friends & Support – Stay connected, share updates, and get instant assistance. - 100% Secure – Enjoy reliable transactions powered by bank-grade security and encryption.
BreezePay
This app offers a secure and convenient way for businesses in Africa to manage payments. It allows users to pay online, at POS terminals, and for bills and airtime using a generated code from their bank app, eliminating the need for debit cards.
- Seamless payment solutions for businesses
- Online payment generation
- POS transaction code generation
- Bill and airtime payments
- Card-free transactions
- Quick onboarding
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BreesePay Payment rail Trusted by tens of thousand of business owners, BreezePay provides seamless and convenient payment solutions for diverse business scales in Africa, helping them grow profitably, confidently and efficiently. The BreezePay mobile Payment App aggregates exciting payment solutions in a place. It has successfully integrated the means to help you pay online by generating a code from your wallet to transact on POS or directly pay for Bills and Airtime within the App seamlessly The BreezePay mobile app helps you pay confidently and securely without a debit card, skip long queues at check out points and enjoy seamless transactions, all with just a code you generate from your bank app. With the BreezePay app, you can pay via POS, eCommerce websites and other card acceptance devices without your debit card. It takes less than 5mins to get onboard: • Download the BreezePay app. • Onboard, • Fund your new wallet • Follow the prompt to generate a code, and; • Make seamless payment on POS or pay for Bills and Airtime.
Screenshots
Verdict
The clearest difference is update cadence: Speso at every 10 days against BreezePay's every 5 months. BreezePay's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Speso against 5.0 for BreezePay. Both are backed by a comparable volume of ratings — 3 and 4 respectively.
Speso ships an update every 10 days, BreezePay every 5 months. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.
| Parameter | Speso | BreezePay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (4 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 | 4 — better |
| Update frequency | Every 10 days — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 97 MB | 28 MB |
| Age rating | 17+ | 4+ |
| Developer | Speso Technologies Limited | BREEZEPAY LIMITED |
Customer experience
Speso
BreezePay
In-app purchases
Speso
No in-app purchases
BreezePay
No in-app purchases






