Comparison

BreezePay vs Pinspay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BreezePay

This app offers a secure and convenient way for businesses in Africa to manage payments. It allows users to pay online, at POS terminals, and for bills and airtime using a generated code from their bank app, eliminating the need for debit cards.

Highlights
  • Seamless payment solutions for businesses
  • Online payment generation
  • POS transaction code generation
  • Bill and airtime payments
  • Card-free transactions
  • Quick onboarding
Features
Read full description

BreesePay Payment rail Trusted by tens of thousand of business owners, BreezePay provides seamless and convenient payment solutions for diverse business scales in Africa, helping them grow profitably, confidently and efficiently. The BreezePay mobile Payment App aggregates exciting payment solutions in a place. It has successfully integrated the means to help you pay online by generating a code from your wallet to transact on POS or directly pay for Bills and Airtime within the App seamlessly The BreezePay mobile app helps you pay confidently and securely without a debit card, skip long queues at check out points and enjoy seamless transactions, all with just a code you generate from your bank app. With the BreezePay app, you can pay via POS, eCommerce websites and other card acceptance devices without your debit card. It takes less than 5mins to get onboard: • Download the BreezePay app. • Onboard, • Fund your new wallet • Follow the prompt to generate a code, and; • Make seamless payment on POS or pay for Bills and Airtime.

About

Pinspay

Features
Read full description

Pinspay is a trusted financial services platform in Nigeria, providing fast, secure, and affordable solutions for your everyday payment needs. With Pinspay, you can: • Instantly send and receive money with seamless, reliable transfers. • Easily pay bills and recharge airtime or data while enjoying special bonuses. • Grow your savings effortlessly with friends using our group contributions feature. Experience convenience, savings, and rewards all in one place. Invite your friends and earn instant cashback for every successful referral. Create your Pinspay account today and take a step toward financial freedom. INSTANT, TROUBLE-FREE TRANSFERS ● Say goodbye to failed transactions and network delays. Enjoy smooth and rapid money transfers. ● Send funds using either a phone number or bank account—even to people who don't use Pinspay. ● Connected to all major Nigerian banks like Access Bank, Zenith Bank, GTBank, UBA, Ecobank, First Bank, and more, ensuring a secure and dependable banking experience. ● Stay on top of your finances by easily viewing all transactions in your "Transaction History." TOP DEALS ON AIRTIME, DATA, AND BILL PAYMENTS ● Recharge your MTN, Airtel, Glo, and 9Mobile lines with some of the best deals available. ● Pay for electricity, TV subscriptions, water services, internet bills, and more without hassle.

Screenshots

BreezePay4 screens
Pinspay4 screens

Verdict

The call

The clearest difference is update cadence: Pinspay at monthly against BreezePay's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BreezePay ships an update every 5 months, Pinspay monthly. Both last shipped on October 13, 2026.

Scorecard1 real difference · 8 level
BreezePay versus Pinspay: the parameters behind the verdict, then further details
ParameterBreezePayPinspay
PriceFreeFree
Rating5.0 (4 ratings) — better—
Number of ratings4 — better—
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.6
Further details — not scored
Size28 MB31 MB
Age rating4+4+
DeveloperBREEZEPAY LIMITEDPINSPAYMENT TECH LTD

In-app purchases

None

BreezePay

No in-app purchases

None

Pinspay

No in-app purchases

Questions

Is BreezePay free?
BreezePay is free to download, with no in-app purchases.
Is Pinspay free?
Pinspay is free to download, with no in-app purchases.
Do BreezePay or Pinspay have ads?
Neither BreezePay nor Pinspay shows ads.
Which is updated more often, BreezePay or Pinspay?
BreezePay ships an update every 5 months, and Pinspay monthly. Most recently, BreezePay was updated on October 13, 2026 and Pinspay on October 13, 2026.

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