Speso vs Ripplin
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Speso
Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.
- Instant transfers to mobile wallets and banks
- Secure business payments
- Find and pay artisans
- In-app chat for support
- Bank-grade security and encryption
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Speso helps you send and receive money from friends, family, and businesses — instantly and securely. Whether you’re paying a vendor, sending money to a loved one, or finding skilled artisans, Speso makes every transaction fast, simple, and safe. Key Features - Send Money to MoMo & Banks – Instantly transfer money to any mobile wallet or bank account. - Pay Your Favourite Businesses – Make quick and secure payments to trusted merchants and service providers. - Chat with Friends & Support – Stay connected, share updates, and get instant assistance. - 100% Secure – Enjoy reliable transactions powered by bank-grade security and encryption.
Ripplin
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Welcome to Ripplin, your simple and reliable way to pay bills! Ripplin makes your daily life easier by letting you pay for all your essential services from one simple app. Buy airtime, data, pay for cable TV, and settle your electricity bills instantly and securely. What you can do with Ripplin: Airtime Purchase: Instantly top up your phone on any network (MTN, Glo, Airtel, 9mobile). Data Bundles: Get the best value and stay connected with fast and affordable data plans for all major networks. Cable TV Subscription: Renew your DSTv, GOTv, or StarTimes subscription without stress. Never miss your favorite shows again! Electricity Bills: Pay your prepaid or postpaid electricity bills quickly and easily. Get your token instantly and keep the lights on. Why Choose Ripplin? 0% Service Fees: Pay your bills with zero processing fees. What you see is what you pay! Instant Delivery: All services are delivered in seconds. Get your airtime, data, or electricity token immediately. Bank-Grade Security: We protect your payment details and transactions with bank-grade security. Your money is always safe. Seamless Experience: A clean, simple-to-use app designed to make paying bills effortless. 24/7 Support: Our customer support team is always ready to help you with any transaction or inquiry. How to Get Started: Sign up for Free: Create your Ripplin account in minutes. Fund Your Wallet: Easily add money to your secure wallet using your debit card or a bank transfer. Start Paying Bills: Once your wallet is funded, you're good to go! Pay for airtime, data, TV, and electricity instantly. Stop wasting time in queues or juggling multiple apps. Download the Ripplin app now and start enjoying simple, fast, and reliable bill payments today!
Screenshots
Verdict
Speso and Ripplin are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Speso | Ripplin |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 10 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 97 MB | 44 MB |
| Age rating | 17+ | 4+ |
| Developer | Speso Technologies Limited | Credellex Technologies Limited |
In-app purchases
Speso
No in-app purchases
Ripplin
No in-app purchases









