Speso vs FundOnion Pay

Speso helps you send and receive money from friends, family, and businesses — instantly and securely. Whether you’re paying a vendor, sending money to a loved one, or finding skilled artisans, Speso makes every transaction fast, simple, and safe. Key Features - Send Money to MoMo & Banks – Instantly transfer money to any mobile wallet or bank account. - Pay Your Favourite Businesses – Make quick and secure payments to trusted merchants and service providers. - Chat with Friends & Support – Stay connected, share updates, and get instant assistance. - 100% Secure – Enjoy reliable transactions powered by bank-grade security and encryption.

Powered by Open Banking, customers pay you directly from their banking app - meaning no card fees, no terminal fees, no chargeback fees, and significantly lower processing cost. It’s simple to use, quick to set up (3 minutes or less), and designed to help hospitality businesses protect their income while delivering a smooth, modern checkout experience. Whether you’re running quick service, fast casual, or full-service offering, FundOnion Pay fits seamlessly into your workflow and improves cashflow from day one. Why restaurants choose FundOnion Pay - Instant, Direct Bank Payments. Customers pay in a few taps through their own banking app, meaning it’s familiar, secure, and lightning fast - Lower Fees. Higher Margins. By removing the costs of card networks and hardware, you keep more of every sale. There are no hidden charges and no surprises. - Real-Time Payment Confirmation. See payments the moment they’re made. So there’s no batch delays and no reconciliation headaches. - Up and Running in Minutes. No complicated onboarding or hardware setup. Just download, activate, and start accepting payments. - More Tips. More Reviews. Our built-in tip booster and Google review prompts help improve staff earnings and grow your online reputation. - Bank-Grade Security. Every payment is authenticated using bank-level biometrics, eliminating the risk of chargebacks and card-not-present fraud. - Build Your Finance Profile Automatically. Each transaction made strengthens your business data - helping you unlock faster, cheaper, and more effective funding solutions through FundOnion so you can help your business grow. - A modern payment experience built for hospitality. Fast, secure, affordable, and effortless. FundOnion Pay helps restaurants & hospitality businesses get paid smarter while giving customers a smoother way to checkout.