Comparison

Track Spending vs WiseWallets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Track Spending

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Highlights
  • Expense tracking
  • Budget management
  • Customizable categories
  • Real-time income/expense monitoring
  • Spending analysis
  • Biometric authentication
  • Google Drive backup
  • Multi-currency accounts
Features
Read full description

Spending & Income : Wise Budget Manage and Control Your Daily Revenue with Ease Control your finances count your money and monitor your daily revenue with Wise Budget: Spending & Income. This ultimate app provides powerful features to help you manage your finances, stay within your budget, and make informed financial decisions. Track Your Expenses and Manage Your Budget With Wise Budget, you can track your expenses and manage your budget, allowing you to see where your money is going and adjust your spending habits as needed. Customize Categories for Better Management Customize your budget categories by adding new ones that match your lifestyle, such as gym expenses, food costs, and more, to better manage your finances. Monitor Your Income and Expenses in Real-time Monitor your income, expenses, and budget in real-time with Wise Budget, making informed financial decisions and keeping track of your progress towards your financial goals. Analyze Your Spending Habits with Budget Analysis Understand your spending habits with Wise Budget's budget analysis feature, which helps you identify areas where you may be overspending and make adjustments to your budget as needed. Track Your Expenses with Spending Tracker and Money Counter With Wise Budget's spending tracker, keep a close eye on your expenses, making informed decisions about your spending habits. Protect Your Financial Information with Biometric Authentication Protect your financial information with Wise Budget's biometric authentication feature, ensuring only you can access your financial information, so you can have peace of mind knowing that your data is safe and secure. Backup Your Data to Google Drive for Safekeeping Never lose your financial data with Wise Budget's auto backup to Google Drive feature, automatically backing up your data to Google Drive, so you can easily restore it in the event of data loss or device damage. Create Multiple Accounts with Different Currencies With Wise Budget, create multiple accounts and use different currencies for each one, perfect for managing finances across multiple currencies or multiple sources of income. Upgrade to Premium and Enjoy an Ad-free Experience Upgrade to Wise Budget's premium version and enjoy an ad-free experience, with access to additional features like custom budget periods and detailed expense reports. Print Debts, Expenses, and Income as PDF and Excel Files Easily print your debts, expenses, and income as PDF and Excel files with Wise Budget's printing feature, perfect for keeping a physical record of your financial transactions. Visualize Your Data with Charts and Graphs See your financial data come to life with Wise Budget's charts and graphs feature, making it easy to understand your spending habits and identify areas for improvement. Save Money and Achieve Your Financial Goals With Wise Budget - Money Counter , save money and achieve your financial goals, whether it's paying off debt, saving for a vacation, or planning for retirement. Set Up Monthly Budgets with Budget Planner Take control of your spending with Wise Budget: Spending & Income's monthly budget analysis feature and budget planner, helping you manage your finances and revenue on a daily basis. Download Wise Budget خەرجیەکانم now and start managing your finances with ease. With our intuitive interface and powerful features, you can take control of your finances today. Link LICENSED APPLICATION END USER LICENSE AGREEMENT: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

WiseWallets

Manage your money with a fun and secure budgeting app. It offers automatic transaction imports, personalized budgeting adventures, and customizable themes. Enjoy regular updates and dedicated support for a delightful financial journey.

Highlights
  • Iron-clad transaction encryption
  • Auto-magic transaction imports
  • Personalized budgeting adventures
  • Custom themes and icons
  • Regular updates and support
Features
Read full description

WiseWallets is a zero-based budget with one difference: your transactions are encrypted on your phone with a key only you hold. Not us, not a data broker, not anyone. We literally can't read them. GIVE EVERY DOLLAR A JOB Plan the month in minutes. Set what you expect to earn, decide what each category gets, and watch "left to budget" hit zero. Copy last month's plan with one tap and adjust from there. SORT, DON'T TYPE Connect your bank (Pro) and new transactions land in a tray waiting for a budget line. Tap, pick a line, done. Or add them by hand — the free plan has no limits on manual budgeting. SEE WHERE YOU STAND Every line shows planned vs. spent with a progress bar. The Activity tab lets you search and filter the month. Export everything as CSV whenever you like. GOALS THAT MOVE Savings targets with a monthly pace to hit them, and a debt payoff planner that compares snowball vs. avalanche so you know exactly when you'll be free. PRIVATE BY DESIGN • Transactions, amounts, merchant names and budget lines are encrypted on-device before they're saved. • A 12-word recovery phrase gets your data back if you forget your password. • No ads. No selling data. Delete your account and every byte goes with it. WISEWALLETS PRO Bank sync through Plaid, goals and debt planning, budget-day reminders, accent colours and alternate app icons. Monthly or yearly, cancel any time. Questions? support@elcodev.com Privacy policy: https://elcodev.com/privacy-policy Terms: https://elcodev.com/terms-conditions

Screenshots

Track Spending4 screens
WiseWallets4 screens

Verdict

The call

The clearest difference is review sentiment: WiseWallets at 100% against Track Spending's 74%. WiseWallets also leads on update cadence (every 2 days vs every 11 days) and rating (5.0 vs 4.8). Track Spending's advantage is ratings volume (3K vs 3) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Track Spending sells 8 in-app purchases, starting at $4.99 per month and WiseWallets sells 2 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

WiseWallets holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Track Spending has 3K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 74% of Track Spending's written reviews are positive against 100% of WiseWallets's.

UpkeepUpdate frequency

Track Spending ships an update every 11 days, WiseWallets every 2 days. The most recent releases landed on October 30, 2026 and October 13, 2026 respectively.

Scorecard5 real differences · 5 level
Track Spending versus WiseWallets: the parameters behind the verdict, then further details
ParameterTrack SpendingWiseWallets
PriceFreeFree
Rating4.8 (3K ratings)5.0 (3 ratings) — better
Positive reviews74.4% of reviews100.0% of reviews — better
Number of ratings3K — better3
Update frequencyEvery 11 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size100 MB24 MB
Age rating9+4+
DeveloperMarwan GhafoorAustin Hunter

Customer experience

Track Spending

All ratings2,989 ratings
Positive94.2%
Neutral2.6%
Negative3.1%
Written reviews39 reviews
Positive74.4%
Neutral2.6%
Negative23.1%

WiseWallets

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Track Spending

Reported bugs

2 issues
  • Color issues on iPhone
  • Crashes after latest update

Requested features

3 requests
  • Add more currency options
  • Separate debt tracking feature
  • Integrate with other financial apps

WiseWallets

Not enough reviews yet to summarise bugs or requests.

In-app purchases

8 purchases

Track Spending

Subscriptions6
  • Wise Budget Monthly Plan$4.991 Month
  • Remove Ads$9.991 Year
  • 3 Month Subscription$14.993 Months
Show 3 more
  • Wise Budget Six Month$24.996 Months
  • Yearly Discounted Price$29.991 Year
  • Wise Budget Yearly Plan$29.991 Year
One-time2
  • Life Time Offer$149.00
  • Lifetime Offer$149.99
2 purchases

WiseWallets

Subscriptions2
  • Premium Monthly7 Days trial$12.991 Month
  • Premium Yearly7 Days trial$69.991 Year

Questions

Is Track Spending free?
Track Spending is free to download, with in-app purchases available.
Is WiseWallets free?
WiseWallets is free to download, with in-app purchases available.
Which has better reviews, Track Spending or WiseWallets?
WiseWallets is rated higher. Track Spending averages 4.8 out of 5 from 3K ratings, while WiseWallets averages 5.0 from 3 ratings.
Do Track Spending or WiseWallets have ads?
Neither Track Spending nor WiseWallets shows ads.
Which is updated more often, Track Spending or WiseWallets?
Track Spending ships an update every 11 days, and WiseWallets every 2 days. Most recently, Track Spending was updated on October 30, 2026 and WiseWallets on October 13, 2026.

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