Budget Flow | Expense Tracker vs WiseWallets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Flow | Expense Tracker
Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.
- Track income and expenses
- Manage multiple accounts and categories
- Plan budgets for categories
- Shared budgeting with multiple users
- Secure data storage with no login
- Offline functionality
- Currency conversion
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Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
WiseWallets
Manage your money with a fun and secure budgeting app. It offers automatic transaction imports, personalized budgeting adventures, and customizable themes. Enjoy regular updates and dedicated support for a delightful financial journey.
- Iron-clad transaction encryption
- Auto-magic transaction imports
- Personalized budgeting adventures
- Custom themes and icons
- Regular updates and support
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WiseWallets is a zero-based budget with one difference: your transactions are encrypted on your phone with a key only you hold. Not us, not a data broker, not anyone. We literally can't read them. GIVE EVERY DOLLAR A JOB Plan the month in minutes. Set what you expect to earn, decide what each category gets, and watch "left to budget" hit zero. Copy last month's plan with one tap and adjust from there. SORT, DON'T TYPE Connect your bank (Pro) and new transactions land in a tray waiting for a budget line. Tap, pick a line, done. Or add them by hand — the free plan has no limits on manual budgeting. SEE WHERE YOU STAND Every line shows planned vs. spent with a progress bar. The Activity tab lets you search and filter the month. Export everything as CSV whenever you like. GOALS THAT MOVE Savings targets with a monthly pace to hit them, and a debt payoff planner that compares snowball vs. avalanche so you know exactly when you'll be free. PRIVATE BY DESIGN • Transactions, amounts, merchant names and budget lines are encrypted on-device before they're saved. • A 12-word recovery phrase gets your data back if you forget your password. • No ads. No selling data. Delete your account and every byte goes with it. WISEWALLETS PRO Bank sync through Plaid, goals and debt planning, budget-day reminders, accent colours and alternate app icons. Monthly or yearly, cancel any time. Questions? support@elcodev.com Privacy policy: https://elcodev.com/privacy-policy Terms: https://elcodev.com/terms-conditions
Screenshots
Verdict
The clearest difference is ratings volume: Budget Flow | Expense Tracker at 335 against WiseWallets's 3. Budget Flow | Expense Tracker also leads on device support (4 vs 2). WiseWallets's advantage is update cadence (every 2 days vs every 2 weeks) and rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and WiseWallets sells 2 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.
WiseWallets holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 335 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 90% of Budget Flow | Expense Tracker's written reviews are positive against 100% of WiseWallets's.
Budget Flow | Expense Tracker ships an update every 2 weeks, WiseWallets every 2 days. The most recent releases landed on October 18, 2026 and October 13, 2026 respectively.
| Parameter | Budget Flow | Expense Tracker | WiseWallets |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (335 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 90.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 335 — better | 3 |
| Update frequency | Every 2 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 147 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Fabian Hasse | Austin Hunter |
Customer experience
Budget Flow | Expense Tracker
WiseWallets
Bugs and requests
Budget Flow | Expense Tracker
Reported bugs
3 issues- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts
Requested features
5 requests- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support
WiseWallets
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget Flow | Expense Tracker
- Full Version (1 Month)$4.991 Month
- Full Version (1 Year)7 Days trial$29.991 Year
- Full Version (Discounted)$49.99
- Full Version (Lifetime)$69.99
WiseWallets
- Premium Monthly7 Days trial$12.991 Month
- Premium Yearly7 Days trial$69.991 Year
Questions
Is Budget Flow | Expense Tracker free?
Is WiseWallets free?
Which has better reviews, Budget Flow | Expense Tracker or WiseWallets?
Do Budget Flow | Expense Tracker or WiseWallets have ads?
Which is updated more often, Budget Flow | Expense Tracker or WiseWallets?
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