Comparison

Budget Flow | Expense Tracker vs WiseWallets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers robust features like customizable dashboards, budget planning, and secure offline use. Manage finances efficiently and achieve your financial goals with comprehensive tools.

Highlights
  • Track income and expenses
  • Customizable dashboard
  • Budget planning
  • Multiple accounts and categories
  • Secure offline use
  • Shared budgeting
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

WiseWallets

Manage your money with a fun and secure budgeting app. It offers automatic transaction imports, personalized budgeting adventures, and customizable themes. Enjoy regular updates and dedicated support for a delightful financial journey.

Highlights
  • Iron-clad transaction encryption
  • Auto-magic transaction imports
  • Personalized budgeting adventures
  • Custom themes and icons
  • Regular updates and support
Features
Read full description

WiseWallets is a zero-based budget with one difference: your transactions are encrypted on your phone with a key only you hold. Not us, not a data broker, not anyone. We literally can't read them. GIVE EVERY DOLLAR A JOB Plan the month in minutes. Set what you expect to earn, decide what each category gets, and watch "left to budget" hit zero. Copy last month's plan with one tap and adjust from there. SORT, DON'T TYPE Connect your bank (Pro) and new transactions land in a tray waiting for a budget line. Tap, pick a line, done. Or add them by hand — the free plan has no limits on manual budgeting. SEE WHERE YOU STAND Every line shows planned vs. spent with a progress bar. The Activity tab lets you search and filter the month. Export everything as CSV whenever you like. GOALS THAT MOVE Savings targets with a monthly pace to hit them, and a debt payoff planner that compares snowball vs. avalanche so you know exactly when you'll be free. PRIVATE BY DESIGN • Transactions, amounts, merchant names and budget lines are encrypted on-device before they're saved. • A 12-word recovery phrase gets your data back if you forget your password. • No ads. No selling data. Delete your account and every byte goes with it. WISEWALLETS PRO Bank sync through Plaid, goals and debt planning, budget-day reminders, accent colours and alternate app icons. Monthly or yearly, cancel any time. Questions? support@elcodev.com Privacy policy: https://elcodev.com/privacy-policy Terms: https://elcodev.com/terms-conditions

Screenshots

Budget Flow | Expense Tracker4 screens
WiseWallets4 screens

Verdict

The call

The clearest difference is ratings volume: Budget Flow | Expense Tracker at 345 against WiseWallets's 3. Budget Flow | Expense Tracker also leads on device support (4 vs 2). WiseWallets's advantage is update cadence (every 2 days vs every 10 days) and rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and WiseWallets sells 2 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

WiseWallets holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 345 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 90% of Budget Flow | Expense Tracker's written reviews are positive against 100% of WiseWallets's.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 10 days, WiseWallets every 2 days. The most recent releases landed on November 11, 2026 and November 4, 2026 respectively.

Scorecard5 real differences · 5 level
Budget Flow | Expense Tracker versus WiseWallets: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackerWiseWallets
PriceFreeFree
Rating4.8 (345 ratings)5.0 (3 ratings) — better
Positive reviews90.2% of reviews100.0% of reviews — better
Number of ratings345 — better3
Update frequencyEvery 10 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size216 MB24 MB
Age rating4+4+
DeveloperFabian HasseAustin Hunter

Customer experience

Budget Flow | Expense Tracker

All ratings345 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews488 reviews
Positive90.2%
Neutral4.7%
Negative5.1%

WiseWallets

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

WiseWallets

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
2 purchases

WiseWallets

Subscriptions2
  • Premium Monthly7 Days trial$12.991 Month
  • Premium Yearly7 Days trial$69.991 Year

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is WiseWallets free?
WiseWallets is free to download, with in-app purchases available.
Which has better reviews, Budget Flow | Expense Tracker or WiseWallets?
WiseWallets is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 345 ratings, while WiseWallets averages 5.0 from 3 ratings.
Do Budget Flow | Expense Tracker or WiseWallets have ads?
Neither Budget Flow | Expense Tracker nor WiseWallets shows ads.
Which is updated more often, Budget Flow | Expense Tracker or WiseWallets?
Budget Flow | Expense Tracker ships an update every 10 days, and WiseWallets every 2 days. Most recently, Budget Flow | Expense Tracker was updated on November 11, 2026 and WiseWallets on November 4, 2026.

Other comparisons