Comparison

NCDRC VC vs Lakshmi Chitfunds

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCDRC VC

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A customised courtroom solution that combines courtroom facilities with video conferencing to conduct courtroom procedures. NCDRC Court satisfies the practical requirements faced by lawyers, prosecutors, court masters and judges in an online court room. Available only for registered users.

About

Lakshmi Chitfunds

Features
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Lakshmi Chits — The complete chit fund management app for organizers. Manage chit groups, conduct monthly auctions, track payments and communicate with members — all from your iPhone, in English or Tamil. ABOUT THE PIN LOGIN Lakshmi Chits uses a 4-digit PIN to protect your organization's financial data. This app is built for a specific chit fund organization and is not open for public registration. The PIN is set by your chit fund administrator. The default PIN shown during setup is a placeholder for demonstration — your administrator will provide the correct PIN for your group. This approach ensures: Your group's data stays private The app works fully offline — no OTP or internet needed to log in Only authorized users in your organization can access the data FEATURES Dashboard & Auctions Track all active chits, upcoming auction dates, and pending payments at a glance. Conduct monthly auctions by entering member bids — the lowest bidder wins, and you can send the result to all members via WhatsApp in one tap. Members Manage full member profiles including contact details, Aadhar (stored encrypted), nominee information, alias names, and status (VIP / Blocked). Search, call, or WhatsApp any member directly from the app. Ledger & Payments Record payments with cash, UPI, or bank transfer. The app warns you before recording a duplicate payment for the same member, chit, and month. Auto-fill the instalment amount with one tap, and send a WhatsApp confirmation on save. PDF Reports Generate ledger statements, monthly collection reports, and chit summaries as PDF files. Share via WhatsApp, AirDrop, email, or print directly. WhatsApp Templates Fully customizable message templates in English and Tamil for auction announcements, payment reminders, and payment confirmations. Offline & Sync All data is stored on your device and works without internet. When online, the app syncs automatically with your organization's server. Bilingual Switch between English and Tamil (āŽ¤āŽŽāŽŋāŽ´ā¯) at any time from Settings.

Screenshots

NCDRC VC4 screens
Lakshmi Chitfunds3 screens

Verdict

The call

The clearest difference is iOS requirement: Lakshmi Chitfunds at 13.0 against NCDRC VC's 15.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ¡ Rating ¡ Positive reviews ¡ Number of ratings ¡ Update frequency ¡ Ads ¡ In-app purchases ¡ Monetization ¡ Best chart rank ¡ Devices ¡ Requires iOS

CostPrice ¡ In-app purchases ¡ Ads ¡ Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference ¡ 5 level
NCDRC VC versus Lakshmi Chitfunds: the parameters behind the verdict, then further details
ParameterNCDRC VCLakshmi Chitfunds
PriceFreeFree
Update frequencyEvery 10 days—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size21 MB23 MB
Age rating4+4+
DeveloperTechgentsia Software Technologies Private LimitedNija Technologies FZE

In-app purchases

None

NCDRC VC

No in-app purchases

None

Lakshmi Chitfunds

No in-app purchases

Questions

Is NCDRC VC free?
NCDRC VC is free to download, with no in-app purchases.
Is Lakshmi Chitfunds free?
Lakshmi Chitfunds is free to download, with no in-app purchases.
Do NCDRC VC or Lakshmi Chitfunds have ads?
Neither NCDRC VC nor Lakshmi Chitfunds shows ads.

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