Comparison

OTR Clutch vs Integra Funding

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OTR Clutch

An online banking solution designed for trucking companies. Earn unlimited cash back on debit purchases, build business credit, and access financial services. Partnered with FDIC insured Thread Bank for security.

Highlights
  • Unlimited cash back on debit purchases
  • Build business credit
  • Access to financing options
  • No fees, minimums, or credit checks
  • FDIC insured partner
  • Integrated with OTR Solutions services
Features
Read full description

Shift your business into high gear with OTR Clutch, the first online banking solution designed specifically for trucking companies. Earn unlimited cash back on debit purchases including recurring insurance and finance payments, and build business credit to gain access to credit and financing options. Backed by the Most Trusted Name in Transportation OTR Clutch is the newest innovation from OTR Solutions expanding their reputation as a trusted and reliable factoring provider into the banking world. In partnership with FDIC insured Thread Bank, OTR Clutch delivers unparalleled security and peace of mind where you need it most. Earn on Every Card Swipe on Debit Purchases Earn cash back on your everyday purchases and your high dollar expenses like insurance, equipment financing, and more. No Fees, No Minimums, No Credit Checks Open an account and start spending for free. There are no monthly balance minimums, usage requirements, or fees. Keep Your Current Account Open an OTR Clutch account and use it the way you want to, no need to close out your other accounts. But, we don’t think it will be long until you make OTR Clutch your preferred banking option. Access OTR Solutions' Suite of Services Need a factoring company? How about the best fuel discounts in the industry? With OTR Solutions factoring, OTR Fuel Card, and their vast network of insurance, load board, and compliance partners you won’t have to go far for more deals, savings, and resources.

About

Integra Funding

Features
Read full description

Introducing the Integra Funding mobile app—your comprehensive platform designed to transform unpaid invoices into immediate working capital while providing the essential tools to run your business more efficiently. We understand that success requires being ready for opportunities, which is why we've built an all-in-one solution that combines fast funding with intelligent operational features. At Integra Funding, we measure our success by yours. Our personalized approach, combined with cutting-edge technology, ensures you get the speed, flexibility, and support needed to overcome financial obstacles and thrive in today's competitive business environment. Complete Features for Your Success: ・Same-Day Invoice Funding: Upload your invoices and receive cash the same day. Our streamlined process turns your accounts receivable into working capital without loans or hidden fees. ・Effortless Document Management: Digitize your paperwork instantly. Scan, upload, and organize bills of lading, rate confirmations, and essential documents directly from your smartphone. ・Comprehensive Financial Reporting: Gain complete visibility into your business with detailed A/R management tools, real-time reports, and analytics available 24/7 for smarter decision-making. ・Instant Credit Verification: Assess debtor creditworthiness immediately before accepting new work. Our credit expertise helps you minimize exposure to risk and build reliable partnerships. ・Integrated Load Marketplace: Discover and secure high-paying freight opportunities through our extensive load board. Keep your fleet productive and maximize revenue potential. ・Dedicated Partnership: Experience exceptional service from a team guided by integrity and transparency. Every step is clear, ethical, and designed to foster your long-term success. Integra Funding provides more than just capital—we deliver innovative financial solutions backed by integrity, transparency, and a forward-thinking approach. Whether you're managing cash flow, scaling operations, or preparing for unexpected expenses, our app gives you the tools to stay ready for every opportunity. Download the Integra Funding app today and experience the difference of working with a trusted partner committed to your growth and prosperity.

Screenshots

OTR Clutch4 screens
Integra Funding4 screens

Verdict

The call

The clearest difference is update cadence: OTR Clutch at every 5 weeks against Integra Funding's every 4 months. Integra Funding's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OTR Clutch ships an update every 5 weeks, Integra Funding every 4 months. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
OTR Clutch versus Integra Funding: the parameters behind the verdict, then further details
ParameterOTR ClutchIntegra Funding
PriceFreeFree
Rating4.8 (194 ratings) — better—
Positive reviews20.0% of reviews—
Number of ratings194 — better—
Update frequencyEvery 5 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size112 MB48 MB
Age rating4+4+
DeveloperOTR Capital LLCFactorGenie

In-app purchases

None

OTR Clutch

No in-app purchases

None

Integra Funding

No in-app purchases

Questions

Is OTR Clutch free?
OTR Clutch is free to download, with no in-app purchases.
Is Integra Funding free?
Integra Funding is free to download, with no in-app purchases.
Do OTR Clutch or Integra Funding have ads?
Neither OTR Clutch nor Integra Funding shows ads.
Which is updated more often, OTR Clutch or Integra Funding?
OTR Clutch ships an update every 5 weeks, and Integra Funding every 4 months. Most recently, OTR Clutch was updated on November 7, 2026 and Integra Funding on October 30, 2026.

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