Comparison

Harford Bank vs Flowly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Harford Bank

Manage your finances conveniently from your mobile device. Check account balances, view recent transactions, and make secure deposits. Schedule bill payments and transfer funds between your accounts with ease.

Highlights
  • Check account balances
  • View recent transactions
  • Schedule bill payments
  • Add/edit/delete payees
  • Deposit checks on the go
  • Transfer funds between accounts
Features
Read full description

Start banking wherever you are with Harford Bank Mobile! Available to all Harford Bank consumer online banking customers, Harford Bank allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay Schedule one-time payments. Add, Edit, or Delete Payees directly from the app. Check Deposit Deposit checks while on the go. Transfers Easily transfer cash between your accounts.

About

Flowly

Features
Read full description

Most budget apps tell you what you spent last month. Flowly tells you what you can spend TODAY. One number. Every morning. Calculated from your monthly budget, your subscriptions, and what you've already spent — so you never have to do the math or feel guilty guessing. TODAY'S LIMIT • A daily spending limit that adapts as the month goes on • Log an expense in two taps with smart categories • Instantly see today, this month, and subscription totals NEVER MISS A RENEWAL • Track all your subscriptions in one place — Netflix, Spotify, iCloud+ and 30+ built-in templates • Free trial tracking with reminders before you get charged • See the true monthly and yearly cost of everything you're signed up for • Pause or cancel states, so your budget always reflects reality BUILD A STREAK • Track your spending daily to grow your streak from Spark to Legendary • Milestone celebrations at 3, 7, 14, 30, 100 days and beyond • Share your streak with friends SEE WHERE IT GOES • NEW: Monthly Recap — your month summarized: total spent, top categories, biggest expense, and how it compares to last month • Share your recap as a beautiful card • Monthly breakdowns by category • Budget alerts before you overshoot, not after • Export everything to CSV anytime ON YOUR HOME & LOCK SCREEN • Widgets show today's limit at a glance • Lock Screen and StandBy widgets — your daily number without unlocking PRIVATE BY DESIGN • Face ID / Touch ID app lock • Your data stays in your iCloud — synced across devices, visible to no one else • No accounts, no ads, no tracking WORKS EVERYWHERE • 20+ currencies • Custom categories, synced via iCloud Flowly is free to use. Flowly Pro unlocks unlimited subscriptions, unlimited custom categories, CSV export, and full Monthly Recap insights — try it free for 7 days. Download Flowly and know what you can spend today. Terms of Use: https://www.sinbalabs.com/app/flowly/terms Privacy Policy: https://www.sinbalabs.com/app/flowly/privacy

Screenshots

Harford Bank4 screens
Flowly4 screens

Verdict

The call

The clearest difference is in-app purchases: Harford Bank at none against Flowly's 5. Harford Bank also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.4). Flowly's advantage is update cadence (every 2 weeks vs monthly). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Flowly sells 5 in-app purchases, starting at $9.99 per year. Harford Bank asks for nothing beyond the download.

UpkeepUpdate frequency

Harford Bank ships an update monthly, Flowly every 2 weeks. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Harford Bank versus Flowly: the parameters behind the verdict, then further details
ParameterHarford BankFlowly
PriceFreeFree
Rating4.7 (414 ratings) — better—
Positive reviews73.3% of reviews—
Number of ratings414 — better—
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better26.4
Further details — not scored
Size155 MB12 MB
Age rating4+12+
DeveloperHarford BankJeyapalan Bavitharan

In-app purchases

None

Harford Bank

No in-app purchases

5 purchases

Flowly

Subscriptions1
  • Flowly Pro Yearly7 Days trial$9.991 Year
One-time4
  • Small Tip$0.99
  • Medium Tip$4.99
  • Large Tip$9.99
Show 1 more
  • Flowly Pro Lifetime$19.99

Questions

Is Harford Bank free?
Harford Bank is free to download, with no in-app purchases.
Is Flowly free?
Flowly is free to download, with in-app purchases available.
Do Harford Bank or Flowly have ads?
Neither Harford Bank nor Flowly shows ads.
Which is updated more often, Harford Bank or Flowly?
Harford Bank ships an update monthly, and Flowly every 2 weeks. Most recently, Harford Bank was updated on October 27, 2026 and Flowly on October 25, 2026.

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