Lockton Flex TH vs KeepFlow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lockton Flex TH
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Lockton Flex TH is the perfect app for employers who want to enjoy flexibility in managing the insurance benefits plan for their employees and families. With Lockton Flex, the member can easily check your coverage plan and select the one which is the best fit with your coverage requirement. You will regularly stay informed and updated with the latest news from your company. Key features of the Lockton Flex app include: · Coverage plan checker: View your coverage plan details and make sure it meets your needs. · Plan selection : Choose a coverage plan that matches your unique requirements. · News updates: Stay informed about the latest news and updates from your company. · Rewards redemption: Redeem rewards using your points, making it easy to get the most out of your benefits. · Redemption tracking: Track your reward redemption requests, ensuring a smooth experience. · Reimbursement submission: Submit your reimbursement requests with ease by sending a photo or file of your receipt. · Reimbursement tracking: Keep track of your reimbursement requests, making it easy to manage your expenses.
KeepFlow
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KeepFlow — manage personal, family, and group money all in one app Track your income and expenses, split bills with friends instantly, and handle overseas trips with ease. Daily money tracking • Income / expense / transfer between accounts • Multiple accounts — cash, bank, credit card, e-wallet • Full categories, fully customizable • Monthly summaries for a clear financial picture Split bills with friends • 4 split methods — equal / percentage / exact / shares • Auto-calculates who owes whom • Simplify debts — turn A→B→C into a single A→C • Generate a PromptPay QR for friends to pay you instantly AI receipt scanning • Snap a photo — AI reads the total, merchant, and line items • No manual typing Projects & Trips • Group expenses into projects — trips, work, home, events • Set category budgets and track overspending • Supports 18 currencies for overseas travel More features • Recurring transactions — rent, subscriptions logged automatically • Lock the app with Face ID / Touch ID / PIN • 5 languages — Thai, English, Japanese, Chinese, Indonesian • Budget alerts when you're close to your limit Start free — upgrade to Pro/Team whenever you need the full set. Download expense today and take control of your money. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Lockton Flex TH at none against KeepFlow's 4. Lockton Flex TH also leads on iOS requirement (12.0 vs 15.0). KeepFlow's advantage is update cadence (every 6 days vs every 2 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. KeepFlow sells 4 in-app purchases, starting at $3.99 per month. Lockton Flex TH asks for nothing beyond the download.
Lockton Flex TH ships an update every 2 months, KeepFlow every 6 days. The most recent releases landed on September 11, 2026 and September 8, 2026 respectively.
| Parameter | Lockton Flex TH | KeepFlow |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 43 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | Lockton Wattana Insurance Brokers (Thailand) Ltd. | ONEABLE |
In-app purchases
Lockton Flex TH
No in-app purchases
KeepFlow
- KeepFlow$3.991 Month
- KeepFlow Team$7.991 Month
- KeepFlow Pro (Yearly)$34.991 Year
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- KeepFlow Team (Yearly)$69.991 Year
Questions
Is Lockton Flex TH free?
Is KeepFlow free?
Do Lockton Flex TH or KeepFlow have ads?
Which is updated more often, Lockton Flex TH or KeepFlow?
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