Comparison

Lockton Flex TH vs KeepFlow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lockton Flex TH

Features
Read full description

Lockton Flex TH is the perfect app for employers who want to enjoy flexibility in managing the insurance benefits plan for their employees and families. With Lockton Flex, the member can easily check your coverage plan and select the one which is the best fit with your coverage requirement. You will regularly stay informed and updated with the latest news from your company. Key features of the Lockton Flex app include: · Coverage plan checker: View your coverage plan details and make sure it meets your needs. · Plan selection : Choose a coverage plan that matches your unique requirements. · News updates: Stay informed about the latest news and updates from your company. · Rewards redemption: Redeem rewards using your points, making it easy to get the most out of your benefits. · Redemption tracking: Track your reward redemption requests, ensuring a smooth experience. · Reimbursement submission: Submit your reimbursement requests with ease by sending a photo or file of your receipt. · Reimbursement tracking: Keep track of your reimbursement requests, making it easy to manage your expenses.

About

KeepFlow

Features
Read full description

KeepFlow — manage personal, family, and group money all in one app Track your income and expenses, split bills with friends instantly, and handle overseas trips with ease. Daily money tracking • Income / expense / transfer between accounts • Multiple accounts — cash, bank, credit card, e-wallet • Full categories, fully customizable • Monthly summaries for a clear financial picture Split bills with friends • 4 split methods — equal / percentage / exact / shares • Auto-calculates who owes whom • Simplify debts — turn A→B→C into a single A→C • Generate a PromptPay QR for friends to pay you instantly AI receipt scanning • Snap a photo — AI reads the total, merchant, and line items • No manual typing Projects & Trips • Group expenses into projects — trips, work, home, events • Set category budgets and track overspending • Supports 18 currencies for overseas travel More features • Recurring transactions — rent, subscriptions logged automatically • Lock the app with Face ID / Touch ID / PIN • 5 languages — Thai, English, Japanese, Chinese, Indonesian • Budget alerts when you're close to your limit Start free — upgrade to Pro/Team whenever you need the full set. Download expense today and take control of your money. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Lockton Flex TH4 screens
KeepFlow4 screens

Verdict

The call

The clearest difference is in-app purchases: Lockton Flex TH at none against KeepFlow's 4. Lockton Flex TH also leads on iOS requirement (12.0 vs 15.0). KeepFlow's advantage is update cadence (every 6 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. KeepFlow sells 4 in-app purchases, starting at $3.99 per month. Lockton Flex TH asks for nothing beyond the download.

UpkeepUpdate frequency

Lockton Flex TH ships an update every 2 months, KeepFlow every 6 days. The most recent releases landed on September 11, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 3 level
Lockton Flex TH versus KeepFlow: the parameters behind the verdict, then further details
ParameterLockton Flex THKeepFlow
PriceFreeFree
Update frequencyEvery 2 monthsEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size43 MB39 MB
Age rating4+4+
DeveloperLockton Wattana Insurance Brokers (Thailand) Ltd.ONEABLE

In-app purchases

None

Lockton Flex TH

No in-app purchases

4 purchases

KeepFlow

Subscriptions4
  • KeepFlow$3.991 Month
  • KeepFlow Team$7.991 Month
  • KeepFlow Pro (Yearly)$34.991 Year
Show 1 more
  • KeepFlow Team (Yearly)$69.991 Year

Questions

Is Lockton Flex TH free?
Lockton Flex TH is free to download, with no in-app purchases.
Is KeepFlow free?
KeepFlow is free to download, with in-app purchases available.
Do Lockton Flex TH or KeepFlow have ads?
Neither Lockton Flex TH nor KeepFlow shows ads.
Which is updated more often, Lockton Flex TH or KeepFlow?
Lockton Flex TH ships an update every 2 months, and KeepFlow every 6 days. Most recently, Lockton Flex TH was updated on September 11, 2026 and KeepFlow on September 8, 2026.

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