Comparison

Expense+ vs KeepFlow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense+

This offline money tracker prioritizes security and ease of use with fast bookkeeping and multi-ledger support. It offers detailed revenue and expenditure analysis, asset trend tracking, and multi-currency management without advertisements.

Highlights
  • Offline data storage
  • Fast bookkeeping with integrated calculator
  • Multi-ledger and multi-account support
  • Revenue and expenditure analysis
  • Asset trend tracking
  • Multi-currency management
  • No advertising
Features
Read full description

[Our design philosophy] Our design philosophy is ” back to the tool basic ". The definition of tool : first, it must be able to solve problem effectively while reliable. Even out of network connectivity, e.g. in the middle of sea or mountain, people should be able to use it. Among the online popular products today, our offline money tracking App back to the basic of tool. [product functions] Offline version: local data storage, let you feel more secure. Fast bookkeeping: simplified operation, integrated addition, subtraction, multiplication and division of the input method, so that it takes less time to write down an account. Multi-ledger support: life, work, travel, baby special fund... Each scenario can be recorded in a separate ledger. Multiple account support: either cash or credit CARDS, or virtual currency accounts can be managed one by one. Multiple members: expenses, whether on yourself or on your wife, children or parents, can be categorised separately. Multi-currency support: supports the management and conversion of most international currencies, virtual currencies and their exchange rates. Revenue and expenditure analysis: provide revenue and expenditure analysis data within the set date range. Where does every penny go?spending for who? Which account was spent? It's all clearly arranged. Asset trend: provides the variation trend of assets and net assets within the date range. Transfer between accounts: a small feature, but closer to the real money movement scenario. No advertising: We all had enough of it. The free version basically provides more function than you need. If you need more advanced function, you may buy our paid version. 【Buy Instructions】 1. 1-year Subscription: Pay for a 1-year subscription, yearly subscription will renew automatically unless you unsubscribe, you can cancel your subscription at anytime, all your data will remain unchanged. 2. Permanent Buy: Buy a permanent product use right. 【Terms】 Terms of use: https://328expense.com/terms-and-conditions/ Privacy policy: https://328expense.com/privacy-policy/ [contact information] Email address: admin@328car.com

About

KeepFlow

Features
Read full description

KeepFlow — manage personal, family, and group money all in one app Track your income and expenses, split bills with friends instantly, and handle overseas trips with ease. Daily money tracking • Income / expense / transfer between accounts • Multiple accounts — cash, bank, credit card, e-wallet • Full categories, fully customizable • Monthly summaries for a clear financial picture Split bills with friends • 4 split methods — equal / percentage / exact / shares • Auto-calculates who owes whom • Simplify debts — turn A→B→C into a single A→C • Generate a PromptPay QR for friends to pay you instantly AI receipt scanning • Snap a photo — AI reads the total, merchant, and line items • No manual typing Projects & Trips • Group expenses into projects — trips, work, home, events • Set category budgets and track overspending • Supports 18 currencies for overseas travel More features • Recurring transactions — rent, subscriptions logged automatically • Lock the app with Face ID / Touch ID / PIN • 5 languages — Thai, English, Japanese, Chinese, Indonesian • Budget alerts when you're close to your limit Start free — upgrade to Pro/Team whenever you need the full set. Download expense today and take control of your money. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense+4 screens
KeepFlow4 screens

Verdict

The call

Expense+ and KeepFlow are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense+ sells 3 in-app purchases, starting at $6.99 per year and KeepFlow sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense+ ships an update every 5 days, KeepFlow every 6 days. The most recent releases landed on September 24, 2026 and September 8, 2026 respectively.

ScorecardNo meaningful differences
Expense+ versus KeepFlow: the parameters behind the verdict, then further details
ParameterExpense+KeepFlow
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 5 days — betterEvery 6 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.1 — better15.0
Further details — not scored
Size45 MB39 MB
Age rating4+4+
DeveloperSze Kwok CheungONEABLE

In-app purchases

3 purchases

Expense+

Subscriptions1
  • Yearly Renew$6.991 Year
One-time2
  • Yearly Subscribe$5.99
  • Permanent Purchase$11.99
4 purchases

KeepFlow

Subscriptions4
  • KeepFlow$3.991 Month
  • KeepFlow Team$7.991 Month
  • KeepFlow Pro (Yearly)$34.991 Year
Show 1 more
  • KeepFlow Team (Yearly)$69.991 Year

Questions

Is Expense+ free?
Expense+ is free to download, with in-app purchases available.
Is KeepFlow free?
KeepFlow is free to download, with in-app purchases available.
Do Expense+ or KeepFlow have ads?
Neither Expense+ nor KeepFlow shows ads.
Which is updated more often, Expense+ or KeepFlow?
Expense+ ships an update every 5 days, and KeepFlow every 6 days. Most recently, Expense+ was updated on September 24, 2026 and KeepFlow on September 8, 2026.

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