Comparison

Bitsmith vs Finvex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bitsmith

Features
Read full description

A simple cryptocurrency wallet app. It allows you to manage your cryptocurrency safely. It has the following features ・Manage crypto assets ・Manage NFTs ・Deposit, Withdraw, and Transfer cryptocurrency

About

Finvex

Manage all your finances in one place. Track expenses, income, budgets, savings, investments, and loans with AI-powered insights and receipt scanning. Offers group expense splitting and financial games to encourage good habits.

Highlights
  • Expense and income tracking with receipt scanning
  • AI financial assistant for personalized advice
  • Budgeting and savings goal management
  • Investment and asset tracking
  • Loan and debt management
  • Group expense splitting
  • Financial life simulation game
Features
Read full description

Finvex is the most complete personal finance app — free. Track expenses, income, budgets, savings goals, investments, loans, and more, all in one place. WHY FINVEX? Most finance apps do one thing. Finvex does everything: EXPENSE & INCOME TRACKING • Log expenses and income with categories, notes, and receipts • Scan receipts with AI — snap a photo, we extract the details • Voice commands — say "Spent 500 on groceries" and it's done • Recurring transactions with smart reminders • Multi-currency support with real-time exchange rates GROUP EXPENSE SPLITTING • Split bills equally, by percentage, or custom amounts • Track who owes whom with automatic settlement suggestions • In-app group chat to discuss expenses • Perfect for roommates, trips, and shared households BUDGETS & SAVINGS GOALS • Set spending limits by category with visual progress • Create savings goals with deadlines and track contributions • Get alerts when approaching your limits INVESTMENT & ASSET TRACKING • Track stocks, crypto, gold, and forex with real-time prices • Manage property, vehicles, jewelry, and other assets • Portfolio overview in your primary currency LOANS & DEBT MANAGEMENT • Track money lent and borrowed • Payment history with partial payments • Due date reminders so nothing slips AI-POWERED INSIGHTS • Chat with your AI financial assistant for personalized advice • Weekly and monthly spending analysis • Smart categorization and anomaly detection • Bring Your Own Key (BYOK) for unlimited AI access BANK ACCOUNTS & CARDS • Manage multiple bank accounts, credit cards, and digital wallets • Track transfers between accounts • AES-256 encryption protects all sensitive financial data ENGAGEMENT & MOTIVATION • Daily streaks to build consistent financial habits • Earn FlowCoins and unlock achievement badges • Play Money Mind — a financial life simulation game • Share beautiful achievement cards with friends EXPORT & REPORTS • Generate detailed PDF and CSV reports • Weekly AI-powered financial summaries • Share reports with family or accountant SECURITY FIRST • Biometric login (Face ID / Touch ID / Fingerprint) • AES-256-CBC encryption for card numbers, CVV, and IBAN • Firebase security rules protect all data • Your data is yours — we never sell it FLEXIBLE PLANS • Free tier with all features — no paywalls on functionality • Optional premium plans starting at $0.29/month for more AI usage • Rewarded ads for bonus AI queries — watch to earn Built for everyone, from students tracking their first budget to families managing household finances. Available in 100+ currencies. Terms of Use: https://finvex.app/terms Privacy Policy: https://finvex.app/privacy

Screenshots

Bitsmith2 screens
Finvex4 screens

Verdict

The call

The clearest difference is in-app purchases: Bitsmith at none against Finvex's 6. Bitsmith also leads on ads (none vs shown) and iOS requirement (12.0 vs 15.6). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finvex sells 6 in-app purchases, starting at $0.99 per month. Bitsmith asks for nothing beyond the download.

UpkeepUpdate frequency

Bitsmith ships an update monthly, Finvex every 3 weeks. The most recent releases landed on October 5, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 7 level
Bitsmith versus Finvex: the parameters behind the verdict, then further details
ParameterBitsmithFinvex
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size545 MB126 MB
Age rating4+4+
DeveloperE & K LimitedPrimeCode LLC

In-app purchases

None

Bitsmith

No in-app purchases

6 purchases

Finvex

Subscriptions6
  • Premium Monthly$0.991 Month
  • Core Monthly7 Days trial$7.991 Month
  • Premium Yearly$12.991 Year
Show 3 more
  • Plus Monthly7 Days trial$14.991 Month
  • Core Yearly7 Days trial$59.991 Year
  • Plus Yearly7 Days trial$99.991 Year

Questions

Is Bitsmith free?
Bitsmith is free to download, with no in-app purchases.
Is Finvex free?
Finvex is free to download, with in-app purchases available.
Do Bitsmith or Finvex have ads?
Finvex shows ads; Bitsmith does not.
Which is updated more often, Bitsmith or Finvex?
Bitsmith ships an update monthly, and Finvex every 3 weeks. Most recently, Bitsmith was updated on October 5, 2026 and Finvex on October 17, 2026.

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