MECU mobile app vs Keepbook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MECU mobile app
Manage your Municipal Employees Credit Union accounts on the go. Check balances, view transaction history, transfer funds, and pay loans securely. Features fingerprint login for quick access.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Secure messaging
- Fingerprint login
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Municipal Employees CU Features: - Check Balances - View Transactional History - Transfer Funds - Pay loans - Secure Messaging Complete New Interface Fingerprint Login Availabl
Keepbook
Manually track your finances with a digital checkbook register. It accurately calculates your balance after each entry and offers robust backup and security features. Manage multiple accounts and reconcile statements with ease.
- Manual transaction entry
- Real-time balance calculation
- Daily backups to iCloud
- Multiple account management
- Bank statement reconciliation
- Recurring entry scheduling
- Biometric security lock
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Keepbook is a checkbook register for people who enter their own transactions and want the balance to be right. Every row shows the balance after it, the way a paper register does. Amounts are kept in whole cents, so the balance is never off by a penny. YOUR ENTRIES ARE KEPT SAFE - A backup file is written every day you use the app and kept for 30 days. - Backups are plain files in your own iCloud Drive. Restore any of them with two taps. - Restoring saves your current register first, so a restore can be undone. WHAT IT DOES - As many accounts as you need: checking, savings, credit cards, cash. - Reconcile against your bank statement and see the difference as you tick entries off. - Recurring entries: weekly, every 2 weeks, every 4 weeks, twice a month, monthly, quarterly, twice a year, yearly. - Transfers between accounts, shown in both registers. - Search by description, amount, check number or memo. - Lock with Face ID, Touch ID or your passcode. - Dark mode and large text. COMING FROM ACCOUNTS 2 OR ACCOUNTS 3 Export each account as CSV and import it. You see the entry count and the ending balance before anything is saved. WHAT IT DOES NOT DO No ads. No bank linking. No account to create. Nothing leaves your devices except through your own iCloud. PRICE Free: one account, 50 entries, and a backup every day. One payment of $9.99 adds unlimited accounts and entries, sync between your iPhone and iPad through your own iCloud, export to CSV, and print. There is no subscription.
Screenshots
Verdict
The clearest difference is rating: Keepbook at 5.0 against MECU mobile app's 3.1. Keepbook also leads on update cadence (every 5 days vs every 6 months). MECU mobile app's advantage is in-app purchases (none vs 1) and ratings volume (10 vs 1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Keepbook sells 1 one-off in-app purchase. MECU mobile app asks for nothing beyond the download.
Keepbook holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: MECU mobile app has 10 ratings behind it against 1, so its average is the more settled of the two.
MECU mobile app ships an update every 6 months, Keepbook every 5 days. The most recent releases landed on October 27, 2026 and October 29, 2026 respectively.
| Parameter | MECU mobile app | Keepbook |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (10 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 10 — better | 1 |
| Update frequency | Every 6 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 71 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Municipal Employees Credit Union of Oklahoma City | Bruce Johnson |
Customer experience
MECU mobile app
Keepbook
In-app purchases
MECU mobile app
No in-app purchases
Keepbook
- Keepbook Full Unlock$9.99
Questions
Is MECU mobile app free?
Is Keepbook free?
Which has better reviews, MECU mobile app or Keepbook?
Do MECU mobile app or Keepbook have ads?
Which is updated more often, MECU mobile app or Keepbook?
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