Comparison

MECU mobile app vs Keepbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MECU mobile app

Manage your Municipal Employees Credit Union accounts on the go. Check balances, view transaction history, transfer funds, and pay loans securely. Features fingerprint login for quick access.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay loans
  • Secure messaging
  • Fingerprint login
Read full description

Municipal Employees CU Features: - Check Balances - View Transactional History - Transfer Funds - Pay loans - Secure Messaging Complete New Interface Fingerprint Login Availabl

About

Keepbook

Manually track your finances with a digital checkbook register. It accurately calculates your balance after each entry and offers robust backup and security features. Manage multiple accounts and reconcile statements with ease.

Highlights
  • Manual transaction entry
  • Real-time balance calculation
  • Daily backups to iCloud
  • Multiple account management
  • Bank statement reconciliation
  • Recurring entry scheduling
  • Biometric security lock
Features
Read full description

Keepbook is a checkbook register for people who enter their own transactions and want the balance to be right. Every row shows the balance after it, the way a paper register does. Amounts are kept in whole cents, so the balance is never off by a penny. YOUR ENTRIES ARE KEPT SAFE - A backup file is written every day you use the app and kept for 30 days. - Backups are plain files in your own iCloud Drive. Restore any of them with two taps. - Restoring saves your current register first, so a restore can be undone. WHAT IT DOES - As many accounts as you need: checking, savings, credit cards, cash. - Reconcile against your bank statement and see the difference as you tick entries off. - Recurring entries: weekly, every 2 weeks, every 4 weeks, twice a month, monthly, quarterly, twice a year, yearly. - Transfers between accounts, shown in both registers. - Search by description, amount, check number or memo. - Lock with Face ID, Touch ID or your passcode. - Dark mode and large text. COMING FROM ACCOUNTS 2 OR ACCOUNTS 3 Export each account as CSV and import it. You see the entry count and the ending balance before anything is saved. WHAT IT DOES NOT DO No ads. No bank linking. No account to create. Nothing leaves your devices except through your own iCloud. PRICE Free: one account, 50 entries, and a backup every day. One payment of $9.99 adds unlimited accounts and entries, sync between your iPhone and iPad through your own iCloud, export to CSV, and print. There is no subscription.

Screenshots

Keepbook4 screens

Verdict

The call

The clearest difference is rating: Keepbook at 5.0 against MECU mobile app's 3.1. Keepbook also leads on update cadence (every 5 days vs every 6 months). MECU mobile app's advantage is in-app purchases (none vs 1) and ratings volume (10 vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Keepbook sells 1 one-off in-app purchase. MECU mobile app asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Keepbook holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: MECU mobile app has 10 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

MECU mobile app ships an update every 6 months, Keepbook every 5 days. The most recent releases landed on October 27, 2026 and October 29, 2026 respectively.

Scorecard6 real differences · 3 level
MECU mobile app versus Keepbook: the parameters behind the verdict, then further details
ParameterMECU mobile appKeepbook
PriceFreeFree
Rating3.1 (10 ratings)5.0 (1 ratings) — better
Number of ratings10 — better1
Update frequencyEvery 6 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size71 MB2 MB
Age rating4+4+
DeveloperMunicipal Employees Credit Union of Oklahoma CityBruce Johnson

Customer experience

MECU mobile app

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%

Keepbook

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MECU mobile app

No in-app purchases

1 purchases

Keepbook

One-time1
  • Keepbook Full Unlock$9.99

Questions

Is MECU mobile app free?
MECU mobile app is free to download, with no in-app purchases.
Is Keepbook free?
Keepbook is free to download, with in-app purchases available.
Which has better reviews, MECU mobile app or Keepbook?
Keepbook is rated higher. MECU mobile app averages 3.1 out of 5 from 10 ratings, while Keepbook averages 5.0 from 1 ratings.
Do MECU mobile app or Keepbook have ads?
Neither MECU mobile app nor Keepbook shows ads.
Which is updated more often, MECU mobile app or Keepbook?
MECU mobile app ships an update every 6 months, and Keepbook every 5 days. Most recently, MECU mobile app was updated on October 27, 2026 and Keepbook on October 29, 2026.

Other comparisons